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# Equine Insurance Specialists

Insuring horses and their people since 1992.

## Sitemaps

- [XML Sitemap](https://insureyourhorse.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [insureyourhorse.com Blog](https://insureyourhorse.com/insureyourhorse-com-blog/)
- [Why Choose Equine Insurance Specialists?](https://insureyourhorse.com/why-choose-equine-insurance-specialists/) - Why should I choose Equine Insurance Specialists to handle my insurance needs? As one of the largest specialty brokerage firms in the country, Equine Insurance Specialists has been a leader in the horse insurance marketplace for nearly thirty years. We were the first to offer instant online mortality insurance quotes for horses. To this day,
- [Instant Online Mortality Quotes – Part 3 of 3 (Buying the Coverage)](https://insureyourhorse.com/instant-online-quotes-pt-3-of-3/) - Question: Now that I have the quote that I want to purchase, how do I convert this into a policy? Answer: This article describes how to purchase the coverages you’ve quoted online at www.insureyourhorse.com/quote. Part One of this series describes how to obtain an instant online mortality quote for your horses and Part Two describes
- [Instant Online Mortality Quotes – Part 2 of 3  (Adding Optional Coverages)](https://insureyourhorse.com/instant-online-quotes-pt-2-of-3/) - How to Add Medical, Surgical & Loss of Use Coverage to Your Mortality Quote Question: I've just used your website to get a mortality quote. How do I add coverage options like medical, surgical and loss of use? Answer: This post walks you through adding optional coverages to your full mortality proposals at insureyourhorse.com/quote. f you
- [Instant Online Mortality Quotes – Part 1 of 3  (The Initial Proposal)](https://insureyourhorse.com/instant-online-quotes-pt-1-of-3/) - How to Get an Instant Equine Mortality Insurance Quote — No Waiting Required Question: I'm interested in equine mortality insurance, but I don’t know how much it will cost. Is there an easy way to get a mortality quote right now without having to wait for someone to get back to me? Answer: Absolutely. Whether
- [Does my homeowners insurance cover incidental boarding?](https://insureyourhorse.com/homeowners-insurance-cover-incidental-boarding/) - Does my homeowners insurance cover incidental boarding? I'm only keeping one or two horses for a friend or family member. This is one of the most frequently-asked questions that we receive. All too often, the answer to this question is learned too late. This article describes several claim scenarios and explains how the typical homeowners
- [Insuring Your Farm Personal Property](https://insureyourhorse.com/insuring-farm-personal-property/) - Because no two farms are identical, farm policies are written with a great deal of flexibility to cover the property insurance needs of individual farm owners. For this reason, there is no automatic farm personal property coverage afforded under the typical farm policy. This gives you the ability to purchase just the coverages you need,
- [The "Nuisance" that Could Permanently Close a Horse Facility](https://insureyourhorse.com/the-nuisance/) - It is a well-known fact that a single 1,000 pound horse will produce about 10 tons of manure each year. Can a nearby landowner bring a lawsuit seeking to close a horse facility or curtail its operations simply due to the smell of manure or some other reason? Yes. In bringing such a lawsuit, the
- ["So Sue Me . . ." (Just Hope My Liability Waiver Is Working)](https://insureyourhorse.com/so-sue-me/) - I can’t tell you how many times I’ve heard a stable owner tell me "They won’t sue me. They signed a liability waiver". This statement reflects a misconception prevalent in the horse industry – that a liability waiver will prevent lawsuits from being filed. Nothing could be further from the truth. In fact, many stable
- [Powerful Tools for Fee Collection For Trainers and Stable Owners](https://insureyourhorse.com/powerful-fee-collection-tools/) - As an owner of training and boarding facilities, you face collection problems just like all business people. Unlike standard business debt, which remains fixed and liquidated, you face accruing maintenance costs for feeding and boarding the animal until the dispute is resolved. Your proactive use of the agister’s lien or contractual security interest gives you
- [Do You Understand Your Equine Insurance? (Part 2)](https://insureyourhorse.com/do-you-understand-equine-ins-part-2/) - When it comes to equine-related insurance, misconceptions have plagued the horse industry for years. Most people do not understand what they bought, what they need, whether they have the coverage they think they do, and how to keep their coverage intact. Insurance is an important and expensive purchase. Part One of this series explored some
- [Do You Understand Your Equine Insurance? (Part 1)](https://insureyourhorse.com/do-you-understand-equine-ins-part-1/) - When it comes to equine-related insurance, misconceptions have plagued the horse industry for years. Most people do not understand what they bought, what they need, whether they have the coverage they think they do, and how to keep their coverage intact. Insurance is a very important purchase. With so much at stake, can you really
- [Complying With Duties Under Mortality Insurance Policies](https://insureyourhorse.com/mortality-insurance-policy-duties/) - Occasionally, the one who buys a policy of mortality insurance (called the policyholder) and the insurance company disagree on the issue of whether the company is required to pay a request for benefits (called a "claim"). People usually learn after it is too late that many of these problems and disputes could have been avoided.
- [Turning a Good Boarding Contract Into a Great Contract](https://insureyourhorse.com/turning-good-contract-great/) - Could the following scenario happen to you? You just returned from your dream vacation -- a two-week Caribbean cruise. You immediately dropped off your bags at home and rushed straight for the boarding stable to see your horse. But instead of greeting you, she was nowhere to be found. Her stall was empty. The stable
- [Myths About Equine-Related Insurance](https://insureyourhorse.com/myths-equine-related-insurance/) - In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discusses insurance, and part three will discuss releases of liability. What are Some of the Common Myths Regarding Insurance? Equine-related business
- [How to Create Costly Legal Disputes Involving an Equine-Related Contract](https://insureyourhorse.com/create-costly-legal-disputes/) - Are you looking for ways to part with more of your hard-earned money and to create disruption in your life and business? Would you like to increase your chances of getting involved in a costly legal dispute? Where equine-related contracts are involved, here are six ways to help ensure that these things happen: Leaving everything
- [Common Sense Ways to Avoid Legal Disputes When Buying a Horse](https://insureyourhorse.com/avoid-legal-disputes/) - Ann always wanted to own a top show horse. Now, she found her chance. Someone has advertised for sale a gorgeous 12-year-old gelding. After years on the show circuit the horse developed an outstanding show record, with several championships. Ann wanted to make him her champion. The asking price of $3,000, she thought, was surprisingly
- [There are Alternatives to the High Cost of a Lawyer](https://insureyourhorse.com/alternatives-high-cost-lawyer/) - You know you have a case. Someone has refused to refund your deposit of $2,500 on a horse you planned to buy. The case, you believe, is strong. After all, the purchase agreement both of you signed had language requiring the seller to refund your deposit if the horse failed a pre-purchase exam. And fail
- [Achieving Positive Trainer / Customer Relationships](https://insureyourhorse.com/achieve-positive-relationships/) - What do horse trainers and automobile mechanics have in common? Nothing. Cars can be fixed, but some horses seem virtually impossible to break. Mechanics usually can estimate the time and cost needed to restore a car to good performance, but few horse trainers can estimate how much time it will take to turn a horse
- [Tax Exempt Organizations Can Pay Tax](https://insureyourhorse.com/tax-exempt-orgs-can-pay-tax/) - Many tax-exempt organizations assume that their tax-exempt status eliminates the potential for tax on all forms of income they may generate. Exempt organizations beware. Activities you are involved in may be identified by the Internal Revenue Service as unrelated business taxable income (UBTI) which is subject to tax. The primary objective of UBTI is to
- [Independent Contractor or Employee: It Pays to Know the Difference](https://insureyourhorse.com/independent-contractor-employee/) - Succeeding in the horse industry nowadays is tough. Expenses are high. Competition is fierce. Labor costs are high. Making a profit, it seems, is harder than ever. Wouldn't it be attractive to eliminate the high costs that come with keeping employees? Many equine facilities believe they can cut these costs by simply labeling their workers
- [Finding the Right Lawyer: What is Equine Law?](https://insureyourhorse.com/finding-right-lawyer-equine-law/) - Many articles written by this author over the years have concluded that people should seek assistance from a "knowledgeable attorney." Have you ever wondered whether you need a lawyer who concentrates his or her practice on equine law? This two-part series answers these questions and explains how to find the right lawyer. Part One of
- [Equine Activity Liability Statutes What Do They Protect?](https://insureyourhorse.com/equine-activity-statutes/) - The 1990’s witnessed a revolution in the laws regarding liability of horsemen for equine-related injuries. As of December, 1997, 40 states have enacted equine activity liability laws. State legislatures created these laws in order to limit the liability of equine professionals and activity sponsors from participant injuries resulting from the "inherent risks" of equine activities.
- [Understanding Mortality Insurance](https://insureyourhorse.com/understanding-mortality-insurance/) - The horse industry, as a whole, spends millions of dollars each year on mortality insurance. Mortality insurance is often compared to life insurance, although there are several important differences. Generally, mortality insurance is designed to pay a sum of money in the event that an insured horse dies or is stolen. Of the large numbers
- [Understand Mortality Insurance Before You Buy](https://insureyourhorse.com/understand-mortality-insurance/) - The horse industry, as a whole, spends millions of dollars each year on mortality insurance. Mortality insurance is often compared to life insurance, although there are several important differences. Generally, mortality insurance is designed to pay a sum of money in the event that an insured horse dies or is stolen. Of the large numbers
- [Disclosure Requirements in a Horse Sale](https://insureyourhorse.com/disclosure-requirements-horse-sale/) - Horses sell every day, but when it comes right down to it, most people involved in a horse sale are not exactly sure what facts the seller must disclose. The law creates a fine line between a seller’s duty to disclose and a seller’s right to remain silent. The general rules are summarized as follows:
- [Are Your Contracts Fine-Tuned?  Part 2](https://insureyourhorse.com/contracts-fine-tuned-part-2/) - Do you really believe that you have the "perfect" contracts for your equine activities? Do you believe that your contracts adequately account for the unique requirements of your state's law? This conclusion of the two-part series covers more details to consider for "fine-tuning" contracts used in equine-related activities and transactions. Detail #6 - Recognizing that
- [Are Your Contracts Fine-Tuned?  Part 1](https://insureyourhorse.com/contracts-fine-tuned-part-1/) - Do you really believe that you have the "perfect" contracts for your equine activities? Do you believe that your contracts adequately account for the unique requirements of your state's law? The following is a general review of ten details to consider in an effort to "fine-tune" a variety of contracts used in equine-related businesses and
- [The Liability of Volunteers](https://insureyourhorse.com/the-liability-of-volunteers/) - Volunteers are the life blood of the horse industry. They make things work. They help run horse shows, handicapped riding programs, association, 4-H groups, scouting groups, pony clubs, humane societies, and more. Their assistance helps groups perform worthwhile activities smoothly and within budget. The threat of liability is often blamed for keeping people from volunteering
- [Papers, Papers - Who Has the Papers?](https://insureyourhorse.com/papers-papers-papers/) - Two months ago you bought the horse you always wanted. Your goal was to win championships in breed-recognized horse shows. Now, however, it appears that a terrible problem has ended your plans: The seller will not transfer the horse's breed registration papers into your name. Your arsenal of weapons is limited -- there is no
- [Why did You Settle that Case?](https://insureyourhorse.com/why-settle-that-case/) - A horrible nightmare has come true. During a casual Sunday afternoon trail ride, your friend fell off your horse. Now, several months later, he is suing you. You know you have powerful defenses. The horse he fell from -- your elderly and practically "bomb-proof" gelding -- barely moves and has never thrown a rider. You
- [Myths About the Equine Activity Liability Acts](https://insureyourhorse.com/myths-equine-liability-acts/) - In the horse industry, rumors and myths abound regarding important legal issues. This three-part series of articles explores some common myths in the horse industry. Part one discusses the equine liability acts, part two will discuss insurance, and part three will discuss releases of liability. Which States Now Have Equine Activity Liability Laws? Theses states
- [Myths About Releases or Waivers](https://insureyourhorse.com/myths-releases-waivers/) - In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discussed insurance, part three, the conclusion of the series, will discuss releases of liability. What are Some of the Myths Regarding
- [Is Someone Liable for a Defective Product?](https://insureyourhorse.com/someone-liable-defective-product/) - The fly repellent product on the tack store shelf caught your eye with irresistible promises: "Guaranteed Fly Protection for Horses," and "100% Safe -- Will Not Harm You or Your Horse." This product, you thought, can't fail. You bought it and tried it immediately. But fail it did. Just minutes after applying the fly repellent
- [Why Do Liability Releases Sometimes Fail? (Part 1)](https://insureyourhorse.com/liability-releases-sometimes-fail-part-1/) - "Releases are not worth the paper they're written on." We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of liability (also called "waivers") are probably the most misunderstood contracts in the entire horse industry. Part One of this two-part series will begin by exploring
- [Why Do Liability Releases Sometimes Fail? (Part 2)](https://insureyourhorse.com/liability-releases-sometimes-fail-part-2/) - "Releases are not worth the paper they're written on." We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of liability (also called "waivers") are probably the most misunderstood contracts in the entire horse industry. Part one of this two-part series explored the three main
- [Will Your Corporation Limit Your Personal Liability?](https://insureyourhorse.com/will-corporation-limit-personal-liability/) - Nine Suggestions for Taking Your Corporation Seriously so that Others Will Too. Who needs a corporation? Possibly, you. The corporation's main benefit is that it can serve as a liability shield -- that is, individuals running the corporation are typically immunized from personal liability for liabilities arising out of the corporation's activities. This can be
- [A Picture is Worth a Thousand... Dollars?](https://insureyourhorse.com/picture-worth-thousand-dollars/) - Understanding the Legal Right of Publicity With an ear-to-ear grin as you proudly sit astride your gleaming horse, you grasp a big blue ribbon. This photograph graces the walls of your home and can be seen in the homes of your relatives and friends. But what happens if, one day, a major equine goods manufacturer
- [Avoiding the "Attractive Nuisance"](https://insureyourhorse.com/avoiding-attractive-nuisance/) - Trespassing children are any horse facility's nightmare. Children cannot read warning signs. They are capable of climbing over or crawling under fences. Can the law impose certain responsibilities on horse facilities to protect young children who trespass on your property? Yes. Most states across the country have adopted the "attractive nuisance" doctrine. Unlike the typical
- [Protect Your Right to Keep Horses In Your Community](https://insureyourhorse.com/protect-right-keep-horses/) - Years ago horse facilities were plentiful and nestled in peaceful country settings. In recent years, however, "urban sprawl" has permanently changed this scenario. What were once riding stables and trails have become subdivisions and shopping centers. Many horse facilities now find themselves very close to large developments, and the new neighbors may not appreciate horses.
- [Finding the Right Lawyer:  How to Hire a Lawyer](https://insureyourhorse.com/finding-right-lawyer-hire-lawyer/) - Many articles written by this author over the years have concluded that people should seek assistance from a "knowledgeable attorney." This two-part series discusses how to find the right lawyer. Part One of the series covered "equine law" and what equine lawyers do. Part Two concludes with how to evaluate a lawyer to determine whether
- [Stallion Syndication: A Worthwhile Structure for the High Dollar Horse!](https://insureyourhorse.com/stallion-syndication-worthwhile/) - Are you interested in owning that high-dollar breeding stallion but just can’t quite justify the initial investment? Although you own a few nice mares, do you wonder how you will secure the remaining thirty to forty additional breedings necessary to recoup costs in an average season? Do you know other business associates who have expressed
- [Volunteers Enjoy New Protection](https://insureyourhorse.com/volunteers-enjoy-new-protection/) - Most horse organizations depend heavily on volunteer support. Whether it is a national breed organization, local 4-H club or trail riding group, volunteers are key to the organization’s existence and success. Yet a recent Congressional study revealed that volunteerism was steadily declining. The cause? A smattering of lawsuits against volunteers and the resulting spotlight on

## Pages

- [Insurance for Your Horses, Farm and Business](https://insureyourhorse.com/) - Get an instant online horse mortality insurance quote from up to five companies with Equine Insurance Specialists—quick, simple, and entirely online.
- [Pay Your Bill](https://insureyourhorse.com/customer-center/pay-your-bill/) - Equine Insurance Specialists and our partners offer the ability to make online check or credit card payments. Please be advised that submitting an electronic payment DOES NOT constitute receipt of payment, reinstatement, nor does it bind any insurance coverage until you receive written confirmation by Equine Insurance Specialists, the Insurance Company or Premium Finance Company that you've
- [Claims](https://insureyourhorse.com/customer-center/claims/) - It is a condition of your policy that immediate notice of any occurrence which could result in a claim involving any animal insured must be given by you, your representative, or other persons having care, custody and control of such animal. You may call any of the numbers listed below for the appropriate insurance company
- [Pay Your Agency Balance](https://insureyourhorse.com/insurance-agents-brokers-2/pay-agncy-balnce/)
- [American Equine Third Party Liability](https://insureyourhorse.com/prod/mort/aeig-mort/third-party-liability/) - Overview of American Equine's Third Party Liability coverage endorsement, explaining coverage limits, benefits and exclusions.
- [American Equine Accident, Sickness & Disease Infertility Endorsement](https://insureyourhorse.com/prod/mort/aeig-mort/stallion-infertility/) - Overview of American Equine Insurance Group's Accident, Sickness & Disease Infertility coverage form limits, exclusions and reporting requirements.
- [American Equine External Injury Loss of Use (Plan B)](https://insureyourhorse.com/prod/mort/aeig-mort/external-injury-lou/) - Overview of American Equine Insurance Group's External Injury Loss of Use (Plan B) coverage form, explaining coverage limits, benefits, and exclusions.
- [American Equine Territorial Limits including Transit](https://insureyourhorse.com/prod/mort/aeig-mort/territorial-limits/) - Overview of American Equine Insurance Group’s Worldwide Coverage Territory endorsement, explaining coverage features.
- [American Equine Zero Deductible Surgical Endorsement](https://insureyourhorse.com/prod/mort/aeig-mort/zero-deduct-surg/) - Overview of American Equine's Zero Deductible Surgical Coverage endorsement, explaining coverage limits, benefits, exclusions and reporting requirements.
- [American Equine Catastrophic Accident & Illness](https://insureyourhorse.com/prod/mort/aeig-mort/catastrophic-accident/) - Overview of American Equine's Catastrophic Accident & Illness Coverage endorsement, explaining coverage limits, benefits, exclusions and reporting requirements.
- [American Equine Emergency Colic Surgery Endorsement](https://insureyourhorse.com/prod/mort/aeig-mort/emergency-colic-surgery/) - Overview of American Equine Insurance Group, Ltd.’s Emergency Colic Surgery coverage form, explaining coverage limits, benefits, and exclusions.
- [American Equine Medical and Surgical Endorsement](https://insureyourhorse.com/prod/mort/aeig-mort/equine-medical-surgical/) - Overview of American Equine's Equine Medical & Surgical coverage endorsement, explaining coverage limits and sub-limits, benefits and exclusions.
- [American Equine Ins. Group - Equine Mortality Coverage](https://insureyourhorse.com/prod/mort/aeig-mort/equine-mortality-coverage/) - Overview of American Equine Insurance Group, Ltd.’s Equine Full Mortality coverage form, coverage limits, benefits, and exclusions.
- [American Equine Full Loss of Use Coverage (Plan A)](https://insureyourhorse.com/prod/mort/aeig-mort/full-lou/) - Overview of American Equine Insurance Group's Full Loss of Use (Plan A) coverage form, explaining coverage limits, benefits, and exclusions.
- [American Equine Insurance Group, Ltd.](https://insureyourhorse.com/prod/mort/aeig-mort/) - Overview of American Equine Insurance Group, Ltd.’s Equine Mortality program, including automatic and optional coverages available..
- [American Equine Medical and Surgical Endorsement](https://insureyourhorse.com/prod/mort/aeig-mort/american-equine-medical-and-surgical-endorsement/) - Overview of American Equine's Equine Medical & Surgical coverage endorsement, explaining coverage limits, benefits, exclusions, and key differences.
- [American Reliable Insurance Company](https://insureyourhorse.com/prod/mort/aric-mort/) - Overview of American Reliable Insurance Company’s Equine Mortality program, including automatic and optional coverages available.
- [American Reliable Equine Mortality Coverage](https://insureyourhorse.com/prod/mort/aric-mort/equine-mortality-coverage/) - Overview of American Reliable Insurance Company’s Equine Mortality coverage form, coverage limits, benefits, and exclusions.
- [Mortality Insurance Programs](https://insureyourhorse.com/prod/mort/) - Protect your horse’s value with equine mortality insurance. Compare Full Mortality vs Named Perils, explore top carriers, and get expert help choosing coverage.
- [Great American Medical Assistance Endorsement](https://insureyourhorse.com/prod/mort/gaig-mort/med-assist/) - Overview of Great American Insurance Company’s Medical Assistance endorsement, explaining coverage limits, benefits and exclusions.
- [Great American Colic Treatment & Surgery](https://insureyourhorse.com/prod/mort/gaig-mort/colic-treatment-surgery/) - Overview of Great American Insurance Company’s $10,000 Colic Treatment & Surgery endorsement, explaining coverage limits, benefits and exclusions.
- [Great American Equine Loss of Use Endorsement](https://insureyourhorse.com/prod/mort/gaig-mort/loss-of-use/) - Overview of Great American Insurance Company’s Equine Loss of Use Endorsement, explaining coverage limits, benefits and exclusions.
- [Great American Stallion Permanent Disability](https://insureyourhorse.com/prod/mort/gaig-mort/stallion-permanent-disability/) - Overview of Great American’s Stallion Accident, Sickness and Disease Infertility endorsement, explaining coverage limits, benefits and exclusions.
- [Great American Major Medical Coverage](https://insureyourhorse.com/prod/mort/gaig-mort/major-medical-coverage/) - Overview of Great American’s Major Medical endorsements, explaining coverage limits, benefits, exclusions, and key differences.
- [Great American Worldwide Coverage Endorsement](https://insureyourhorse.com/prod/mort/gaig-mort/worldwide-coverage/) - Overview of Great American Insurance Company’s Guaranteed Renewal Endorsement, explaining the coverage, exclusions and how losses are paid.
- [Great American Surgical Expense Endorsement](https://insureyourhorse.com/prod/mort/gaig-mort/surgical-coverage/) - Overview of Great American Insurance Company’s $10,000 Surgical Expense endorsement, explaining coverage limits, benefits and exclusions.
- [American Reliable Equine Accident & Illness Coverage](https://insureyourhorse.com/prod/mort/aric-mort/equine-accident-illness/) - Overview of American Reliable’s Equine Accident & Illness coverage form, explaining coverage limits, benefits, and exclusions.
- [American Reliable Worldwide Coverage Endorsement](https://insureyourhorse.com/prod/mort/aric-mort/worldwide-coverage/) - Overview of American Reliable Insurance Company’s Worldwide Coverage Territory endorsement, explaining coverage features.
- [American Reliable Equine Colic Endorsement](https://insureyourhorse.com/prod/mort/aric-mort/equine-colic/) - Overview of American Reliable Insurance Company’s Equine Colic Endorsement, explaining the coverage, exclusions and requirements.
- [American Reliable Stallion Infertility Coverage](https://insureyourhorse.com/prod/mort/aric-mort/stallion-infertility/) - Overview of American Reliable’s Equine Stallion Infertility Coverage (Accident, Illness & Disease) coverage form, coverage limits, benefits, and exclusions.
- [American Reliable Equine Loss of Use Coverage](https://insureyourhorse.com/prod/mort/aric-mort/loss-of-use/) - Overview of American Reliable Insurance Company’s Equine Loss of Use coverage form, explaining coverage limits, benefits, and exclusions.
- [American Reliable Surgical Coverage](https://insureyourhorse.com/prod/mort/aric-mort/surgical-coverage/) - Overview of American Reliable Insurance Company’s equine Surgical coverage form, explaining coverage limits, benefits, and exclusions.
- [American Reliable Equine Medical Coverage](https://insureyourhorse.com/prod/mort/aric-mort/equine-medical-coverage/) - Overview of American Reliable’s equine Major Medical and Major Medical Plus endorsements, explaining coverage limits, benefits, exclusions, and key differences.
- [American Reliable Free Colic Surgery Endorsement](https://insureyourhorse.com/prod/mort/aric-mort/free-colic-surgery/) - Overview of American Reliable Insurance Company’s Free Colic Surgery coverage form, explaining coverage limits, benefits, and exclusions.
- [Great American Equine Mortality Coverage](https://insureyourhorse.com/prod/mort/gaig-mort/equine-mortality-coverage/) - Overview of Great American Insurance Company’s Equine Mortality coverage form, coverage limits, benefits, and exclusions.
- [Great American $5,000 Emergency Colic Surgery Endorsement](https://insureyourhorse.com/prod/mort/gaig-mort/emergency-colic-surgery/) - Overview of Great American Insurance Company’s $5,000 Emergency Colic Surgery coverage form, explaining coverage limits, benefits, and exclusions.
- [Great American Guaranteed Renewal Endorsement](https://insureyourhorse.com/prod/mort/gaig-mort/guaranteed-renewal/) - Overview of Great American Insurance Company’s Guaranteed Renewal Endorsement, explaining the coverage, exclusions and requirements.
- [Great American Insurance](https://insureyourhorse.com/prod/mort/gaig-mort/) - Overview of Great American Insurance Company’s Equine Mortality program, including automatic and optional coverages available.
- [American Reliable Guaranteed Renewal Endorsement](https://insureyourhorse.com/prod/mort/aric-mort/guaranteed-renewal/) - Overview of American Reliable Insurance Company’s Guaranteed Renewal Endorsement, explaining the coverage, exclusions and requirements.
- [Stallion Infertility](https://insureyourhorse.com/prod/mort/stallion-infertility/) - The Stallion Infertility Endorsement provides valuable financial protection if a covered stallion becomes totally and permanently impotent, infertile, or unable to service mares due to an accident, illness, injury, or disease. When added to an Equine Mortality policy, this coverage ensures owners are compensated up to the agreed value of their ownership interest should their
- [Veterinary Services Coverage](https://insureyourhorse.com/prod/mort/berk-mort/veterinary-services-cov/) - Veterinary Services Coverage provides reimbursement for reasonable and customary fees for covered treatments and surgical procedures, including post-operative care expenses, which are required or necessary as a result of an accident, injury, illness or disease that first occurs during the policy period. Veterinary services coverage is available for horses aged 90 days up to and including
- [Race Horse Surgical Coverage](https://insureyourhorse.com/prod/mort/berk-mort/race-horse-surgical-coverage/) - Race Horse Surgical Coverage provides reimbursement for surgical procedures that are required or necessary, including post-operative care, as a result of an accident, injury or illness, which first occurs during the policy period. This coverage is subject to a $300 deductible per claim and is available for horses ages 90 days and older. This coverage
- [Berkley Equine & Cattle](https://insureyourhorse.com/prod/mort/berk-mort/) - Coverage Overview The full mortality policy from Berkley Equine & Cattle covers horses for death or humane destruction due to an accident, illness, disease or injury. Coverage also includes theft. This is all risk coverage with twenty-one (21) exclusions. Coverage is written for an annual policy term, and includes a 120 day extension of coverage.
- [Industry Links](https://insureyourhorse.com/industry-resources/industry-links/) - Submit A Link Request Associations United States Equestrian Federation The largest recognized horse show organization in the US. Central States Dressage and Eventing Association Morab Horse Official Reference Center. QuarterHorses.com The Jockey Club Information on Thoroughbreds and racing. United States Dressage Federation Information on the USDF and links to other dressage sites. Builders/Contractors Buck Steel Buck Steel is an
- [Loss of Use I](https://insureyourhorse.com/prod/mort/berk-mort/loss-of-use-i/) - Overview Loss of Use I coverage provides that in the event your horse suffers a sudden, external, accidental means injury, and subsequently becomes totally and permanently unfit for the use stated in the declarations as a result of such injury; and humane destruction is not warranted, you will be paid up to 50% of the amount
- [Colic Treatment Coverage](https://insureyourhorse.com/prod/mort/berk-mort/colic-treatment/) - Overview The Colic Treatment endorsement will reimburse you up to $10,000 for medical or surgical costs due to colic provided to your horse by a qualified veterinarian. This coverage is available for horses ages 30 days through 18 years of age, and is subject to a $500 deductible per claim. This coverage description is for
- [Surgical Coverage](https://insureyourhorse.com/prod/mort/berk-mort/surgical-coverage/) - Overview Surgical Coverage provides reimbursement for surgical procedures that are required or necessary, including post-operative care, as a result of an accident, injury or illness, which first occurs during the policy period. This coverage is subject to a $250 deductible per claim and is available for horses ages 90 days and older. Limits of $5,000, $7,500
- [Customer Payments](https://insureyourhorse.com/customer-payments/)
- [Document Library](https://insureyourhorse.com/document-library/) - [doc_library]
- [Document Search](https://insureyourhorse.com/document-search/)
- [Berkley Equine & Cattle (StarNet Insurance Co.)](https://insureyourhorse.com/prod/farm/berk-farm/) - The Equine Farm Package policy from Berkley Agribusiness is designed to cover the personal and business exposures to loss that are typically found on most equine farms, including both property and liability protection. It offers a broad range of competitive options in a modular format that allows you to choose the coverages right for you
- [Berkley Agribusiness](https://insureyourhorse.com/prod/liab/berk-liab/) - The Equine Commercial Liability policy from Berkley Agribusiness will cover you if you become legally obligated to pay for a third party loss due to bodily injury or property damage arising out of your equine operations. Liability limits are available up to $2,000,000 and coverage includes both Medical Payments and Fire Legal Liability. If your
- [Major Medical Expense Coverage](https://insureyourhorse.com/prod/mort/hart-mort/major-medical-expense/) - Overview Major Medical Expense coverage provides for the reimbursement of medical and surgical expenses of a licensed veterinarian associated with a covered animal. Reimbursement for these expenses must be as a result of an accident, injury, sickness or disease that first occurred or commenced and was reported to the carrier during the policy period. Major Medical Expense coverage is available for
- [Farris Law Firm, LLC](https://insureyourhorse.com/farris-law-firm/) - Attorney Profile: Denise E. Farris Attorney Denise Farris, a litigator specializing in construction, equine and business litigation, is a 1991 graduate of the University of Missouri School of Law. During law school and through 1992, Ms. Farris clerked with The Miller Law Firm, a firm nationally recognized for its prominence in construction law. In 1992,
- [Liability Insurance Programs](https://insureyourhorse.com/prod/liab/) - We are pleased to offer a broad range of liability insurance products available in most states from the following insurance companies. Featured Programs American Reliable Insurance Company Great American Insurance Group American Equine Insurance Group Bascule Equine Underwriting American Equine Insurance Group
- [Farm Insurance Programs](https://insureyourhorse.com/prod/farm/) - Whether you own or rent your farm, the modular design of our farm programs allow us the ability to offer the coverages you need at a price that won’t break the bank. If your needs include coverage for your family auto or farm vehicles, the Travelers program offers auto insurance as an enhancement to their farm program
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- [American Equine Farm & Liability](https://insureyourhorse.com/american-equine-farm-liability/) - Farm Application Use this form in conjunction with the appropriate liability application to submit for terms. Liability Applications These forms may be used for monoline liability coverage or in conjunction with the farm application (above). Brochures
- [Privacy Policy](https://insureyourhorse.com/privacy-policy/) - Protecting your private information is our priority. This Statement of Privacy applies to the www.insureyourhorse.com website and Equine Insurance Specialists, LLC (EIS) and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Equine Insurance Specialists, LLC include www.insureyourhorse.com and EIS. The EIS website is an independent
- [Payments By Credit Card](https://insureyourhorse.com/customer-payments/payments-by-credit-card/)
- [American Reliable Farm & Liability](https://insureyourhorse.com/american-reliable-farm-liability-applications/) - Farm Applications Liability Applications Brochures / Flyers
- [Travelers Agribusiness](https://insureyourhorse.com/prod/farm/trav-farm/) - Farm and Ranch owners have a different lifestyle than other businesses, which translates into unique insurance needs. Traditional coverage may not adequately respond to those needs. Travelers Agribusiness can help insure this special way of life for virtually all horse farms and ranches, whether you own a small hobby farm or a large training center.
- [The Hartford](https://insureyourhorse.com/prod/mort/hart-mort/) - Equine Mortality Insurance covers against loss by death from all natural causes including death from sickness or disease, or accident, fire or lightning, occurring within the term of the policy, anywhere in the United States and Canada. Theft coverage (excluding mysterious disappearance) is included at no additional charge. The Full Mortality policy includes up to
- [Great American Agribusiness](https://insureyourhorse.com/prod/farm/gaig-farm/) - Our specialized programs and coverages help meet the risk management needs of a wide range of equine operations. Our equine farm products provide solutions for most exposures presented in the equine community ranging from monoline property and liability, care, custody or control, to umbrella and auto. Farm Coverages Coverage A – Dwelling Replacement Cost –
- [American ReliableInsurance Company](https://insureyourhorse.com/prod/farm/aric-farm/) - The Farm / Stable Owners Program from American Reliable Insurance Company can cover private horse farms as well as commercial equine operations. From the small farm to the large multiple location operation American Reliable Insurance Company can tailor the policy to meet your coverage needs in most states. Packages can include: Dwelling Household Personal Property
- [Great American Insurance Group](https://insureyourhorse.com/prod/liab/gaig-liab/) - Insuring a horse-related business presents challenges that most commercial insurance programs are ill-suited to address. Great American Insurance offers commercial liability insurance products to addresses the widely-varied needs of the traditional equestrian insured. Commercial Coverages Commercial General Liability Care, Custody or Control Agriguard® (Umbrella)
- [American Reliable Insurance Company](https://insureyourhorse.com/prod/liab/aric-liab/) - American Reliable Insurance Company offers a portfolio of liability coverages designed to protect you regardless of whether you are an individual horse owner, an equine professional or business owner. Commercial Coverages The following commercial liability insurance products have been designed to address a broad spectrum of professional equestrian exposures - from the individual instructor / trainer to large
- [Care, Custody or Control Coverage](https://insureyourhorse.com/prod/liab/gaig-liab/care-custody-control/) - Equine Care, Custody or Control insurance is an essential coverage for all horse operations which involve non-owned horses, including boarding, breeding and training. Standard General Liability insurance excludes coverage for personal property (horses for example) in your Care, Custody or Control. This coverage fills this void by protecting you from liability for damage to non-owned
- [Great American Mortality](https://insureyourhorse.com/great-american-mortality/) - Applications Brochures
- [American Reliable Mortality](https://insureyourhorse.com/american-reliable-mortality/) - Applications Brochures
- [Travelers Agribusiness Farm & Ranch](https://insureyourhorse.com/travelers-agribusiness-farm-ranch/) - Applications Brochures
- [Great American Farm & Liability](https://insureyourhorse.com/great-american-farm-liability/) - Applications Brochures
- [Farm & Liability Applications](https://insureyourhorse.com/farm-liability-applications-agents/) - Farm and Liability Programs American Reliable Insurance Company American Equine Insurance Group (Argonaut Insurance Company) Berkley Equine & Cattle (StarNet Insurance Company) Great American Agribusiness Travelers Agribusiness
- [Equine Activity Statutes](https://insureyourhorse.com/industry-resources/equine-activity-statutes/) - As of 2017, forty-eight states have statutes limiting liability for injuries resulting from the inherent risks of equine activities. The only states without one are California and Maryland. Click your state below for a complete copy of the statute along with information about the contract language and signage required in order to receive the full
- [Tennessee §44-20-101](https://insureyourhorse.com/industry-resources/equine-activity-statutes/tn/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1992 Primary Citation: T. C. A. § 44-20-101 to 105 Last Checked: October, 2020WARNING Under Tennessee Law, an equine professional is not liable for an injury to or the death of a participant in equine activities resulting from the inherent risks of equine activities, pursuant to Tennessee
- [Wyoming Stat. §1-1-122](https://insureyourhorse.com/industry-resources/equine-activity-statutes/wy/) - STATUTE NOTES: Sign Required: No Contract Language: No Date Enacted: 1996 Comments: Participants must sign statement. Primary Citation: W.S.1977 § 1-1-122 to 123 Last Checked: September, 2020 WYOMING STATUTES ANNOTATED TITLE 1. CODE OF CIVIL PROCEDURE CHAPTER 1. GENERAL PROVISIONS AS TO CIVIL ACTIONS § 1-1-122 Definitions. (a) As used in this act: (i) “Inherent
- [West Virginia Code Art. 4 §20-4-1](https://insureyourhorse.com/industry-resources/equine-activity-statutes/wv/) - STATUTE NOTES: Sign Required: No Contract Language: Yes Date Enacted: 1990 Comments: Participants must sign special statement. Primary Citation: W. S. A. 895.481 Last Checked: September, 2020 "Every horseman shall: ...Prepare and present to each participant or prospective participant, for his or her inspection and signature, a statement which clearly and concisely explains the
- [Wisconsin S. A. §895.481](https://insureyourhorse.com/industry-resources/equine-activity-statutes/wi/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1996 Comments: 1996 amendments added sign posting/contract requirements. Primary Citation: W. S. A. 895.481 Last Checked: September, 2020 "Notice: A person who is engaged for compensation in the rental of equines or equine equipment or tack or in the instruction of a person in
- [Washington RCW 4.24.530](https://insureyourhorse.com/industry-resources/equine-activity-statutes/wa/) - STATUTE NOTES: Sign Required: No Contract Language: No Date Enacted: 1989 Primary Citation: West's RCWA 4.24.530 - 540 Last Checked: November, 2020 ANNOTATED REVISED CODE OF WASHINGTON TITLE 4. CIVIL PROCEDURE CHAPTER 4.24. SPECIAL RIGHTS OF ACTION AND SPECIAL IMMUNITIES 4.24.530. Limitations on liability for equine activities--Definitions Unless the context clearly indicates otherwise, the definitions in this section
- [Vermont 12 V.S.A. §1039](https://insureyourhorse.com/industry-resources/equine-activity-statutes/vt/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1998 Comments: Approved April 30, 1996; effective date unknown. Primary Citation: 12 V.S.A. § 1039 Last Checked: November, 2020 WARNING Under Vermont Law, an equine activity sponsor is not liable for an injury to, or the death of, a participant in equine activities resulting
- [Virginia Code  27.5, §3.1-796.130](https://insureyourhorse.com/industry-resources/equine-activity-statutes/va/) - STATUTE NOTES: Sign Required: No Contract Language: Yes Date Enacted: 1991 Comments: Allows liability for ordinary negligence. Primary Citation: Va. Code Ann. § 3.2-6200 - 6302 Last Checked: January, 2020 The waiver shall give notice to the participant of the intrinsic dangers of equine activities which are defined below. CODE OF VIRGINIA TITLE 3.1.
- [Utah Code Anno. §78-27b-101](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ut/) - STATUTE NOTES: Sign Required: Yes (or written release) Contract Language: Yes (or posting a sign) Date Enacted: 1992 Comments: Allows liability for ordinary negligence - Amended 2003. Primary Citation: U.C.A. 1953 § 78B-4-201 - 203 Last Checked: January, 2020 The notice provided by the sign or document shall be sufficient if it includes the
- [Texas1995 HB 280](https://insureyourhorse.com/industry-resources/equine-activity-statutes/tx/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1995 Comments: 2011 amendment extends to farm animals. Primary Citation: V. T. C. A., Civil Practice & Remedies Code § 87.001 - 005 Last Checked: November, 2020 WARNING UNDER TEXAS LAW (CHAPTER 87, CIVIL PRACTICE AND REMEDIES CODE), A FARM ANIMAL PROFESSIONAL IS NOT
- [South Dakota Laws Anno.  §42-11-1](https://insureyourhorse.com/industry-resources/equine-activity-statutes/sd/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1993 Primary Citation: SDCL § 42-11-1 to 59 Last Checked: October, 2020 WARNING Under South Dakota law, an equine professional is not liable for an injury to or the death of a participant in equine activities resulting from the inherent risks of equine activities, pursuant
- [South Carolina Laws §47-9-710](https://insureyourhorse.com/industry-resources/equine-activity-statutes/sc/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1993 Primary Citation: Code 1976 § 47-9-710 - 730 Last Checked: October, 2020 WARNING Under South Carolina law, an equine activity sponsor or equine professional is not liable for an injury to or the death of a participant in an equine activity resulting from an inherent
- [Rhode Island Laws Ch. 21, §4-21-1](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ri/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1993 Comments: Allows liability for ordinary negligence. Primary Citation: Gen. Laws, 1956 § 4-21-1 to 46 Last Checked: December, 2019 WARNING Under Rhode Island Law, an equine professional, unless he or she can be shown to have failed to be in the exercise of due care,
- [Pennsylvania 4 Penn. Stat. § 601, et seq.](https://insureyourhorse.com/industry-resources/equine-activity-statutes/pa/) - STATUTE NOTES: Sign Required: Yes Contract Language: No Date Enacted: 2006 Comments: Immunities apply to adult participants - requires large sign. Primary Citation: 4 P.S. § 601 - 606 Last Checked: December, 2019 § 601. Scope This act shall apply to an individual, group, club or business entity that sponsors, organizes, conducts or provides the facilities for
- [Oregon §30.684](https://insureyourhorse.com/industry-resources/equine-activity-statutes/or/) - STATUTE NOTES: Sign Required: No Contract Language: Yes Date Enacted: 1991 Comments: Immunities apply to adults. Primary Citation: O. R. S. § 30.687 - 697 Last Checked: December, 2019 The limitations on liability provided in ORS 30.691 shall apply to an adult participant in the circumstances listed in subsection (1)(b) of this section if the participant,
- [Oklahoma HB 1152](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ok/) - STATUTE NOTES: Sign Required: No Contract Language: Yes Date Enacted: 1999 Primary Citation: 76 Okl. St. Ann. § 50.1 - 50.4 Last Checked: November, 2020 Two or more persons may agree, in writing, to extend the waiver of liability pursuant to the provisions of the Oklahoma Livestock Activities Liability Limitation Act. Such waiver shall be valid
- [Ohio 1996 HB 564](https://insureyourhorse.com/industry-resources/equine-activity-statutes/oh/) - STATUTE NOTES: Sign Required: No Contract Language: Yes Date Enacted: 1997 Comments: "Written waiver revocable" according to law. Primary Citation: R.C. § 2305.321 Last Checked: December, 2019 (2)(a) A valid waiver for purposes of division (C)(1) of this section shall be in writing and subscribed by the equine activity participant or the parent, guardian, custodian, or
- [North Dakota Code §53-10-1](https://insureyourhorse.com/industry-resources/equine-activity-statutes/nd/) - STATUTE NOTES: Sign Required: No Contract Language: No Date Enacted: 1991 Primary Citation: NDCC 53-10-01; NDCC 53-10-02 Last Checked: October, 2020 NORTH DAKOTA CENTURY CODE TITLE 53. SPORTS AND AMUSEMENTS CHAPTER 53-10. EQUINE ACTIVITY SPONSOR OR PROFESSIONAL 53-10-01 Definitions. In this chapter, unless the context or subject matter otherwise requires: 1. "Engages in an equine
- [North Carolina 1997 HB 176](https://insureyourhorse.com/industry-resources/equine-activity-statutes/nc/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1998 Comments: Amended 2013 removing negligence exception. Primary Citation: N.C.G.S.A. § 99E-1 to 99E-9 Last Checked: October, 2020 “WARNING” Under North Carolina law, an equine activity sponsor or equine professional is not liable for an injury to or the death of a participant in
- [New Mexico N.M.S.A. Art. 13, §42-13-1, et seq.](https://insureyourhorse.com/industry-resources/equine-activity-statutes/nm/) - STATUTE NOTES: Sign Required: Yes Contract Language: No Date Enacted: 1993 Comments: Allows liability for ordinary negligence. Primary Citation: NMSA 1978, § 42-13-1 to 42-13-5 Last Checked: October, 2020 NEW MEXICO STATUTES ANNOTATED N.M. Stat. Ann. § 42-13-2 (1994) § 42-13-1 Short title. This act [42-13-1 to 42-13-5 NMSA 1978] may be cited as the
- [New York Gen. Obligations Law 18-301 to 303](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ny/) - STATUTE NOTES: Sign Required: Yes Contract Language: No Date Enacted: 2017 Comments: Requires unique signage. Check regulations. Primary Citation: McKinney's General Obligations Law § 18-301 - 303 Last Checked: November, 2019 § 18-301. Short title This article shall be known and may be cited as the “safety in agricultural tourism act”. Credits (Added L.2017, c.
- [New Jersey Statute 5:15-1](https://insureyourhorse.com/industry-resources/equine-activity-statutes/nj/) - STATUTE NOTES: Sign Required: Yes Contract Language: No Date Enacted: 1998 Comments: Allows liability for ordinary negligence. Primary Citation: NJSA 5:15-1 to 5:15-1 12 Last Checked: November, 2019 NEW JERSEY SESSION LAWS CHAPTER 287 SENATE No. 282 AMUSEMENTS--EQUESTRIAN ACTIVITIES--LIABILITY AN ACT concerning the responsibilities and liabilities of individuals involved in equestrian activities and supplementing Title
- [Alabama 1975 §6-5-337](https://insureyourhorse.com/industry-resources/equine-activity-statutes/al/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1993 Primary Citation: Ala. Code 1975 § 6-5-337 Last Checked: October, 2020 WARNING Under Alabama law, an equine activity sponsor or equine professional is not liable for an injury to or the death of a participant in equine activities resulting from the inherent risks
- [Alaska Statutes §. 9.65.145](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ak/) - STATUTE NOTES: Sign Required: No Contract Language: No Date Enacted: 2003 Comments: Persons can sign waiver. Primary Citation: AS § 09.65.145; AS § 09.65.290 Last Checked: September, 2019 TITLE 9. CODE OF CIVIL PROCEDURES Sec. 09.65.145 Liability for injuries or death resulting from livestock activities. (a) Livestock are unpredictable and inherently dangerous. All persons who
- [Arizona 12-553](https://insureyourhorse.com/industry-resources/equine-activity-statutes/az/) - STATUTE NOTES: Sign Required: No Contract Language: Yes Date Enacted: 1994 Comments: Unique language - Immunities require waiver. Primary Citation: A. R. S. § 12-553 Last Checked: September, 2019 "Release" means a document that a person signs before taking control of an equine from the owner or owner's agent and that acknowledges that the person
- [AR Ark. Code of '87 Ch.120, §16-120-201,et](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ar/) - STATUTE NOTES: Sign Required: Yes Contract Language: No Date Enacted: 1995 Comments: Amended in 1995 to extend to equines and "livestock". Primary Citation: A.C.A. § 16-120-201 - 202 Last Checked: September, 2019 ARKANSAS CODE OF 1987 ANNOTATED Amended in 1995. Amendments in ALL CAPS TITLE 16. PRACTICE, PROCEDURE, AND COURTS SUBTITLE 7. PARTICULAR PROCEEDINGS AND REMEDIES CHAPTER
- [Colorado Revised Statutes §13-21-119](https://insureyourhorse.com/industry-resources/equine-activity-statutes/co/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1990 Primary Citation: C. R. S. A. § 13-21-119 Last Checked: December, 2020 WARNING Under Colorado Law, an equine professional is not liable for an injury to or the death of a participant in equine activities resulting from the inherent risks of equine activities,
- [Connecticut Acts P.A. No. 93-286](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ct/) - STATUTE NOTES: Sign Required: No Contract Language: No Date Enacted: 1993 Comments: Very short - does not follow national pattern. Primary Citation: C. G. S. A. § 52-557p Last Checked: December, 2020 GENERAL STATUTES OF CONNECTICUT TITLE 52. CIVIL ACTIONS CHAPTER 926. STATUTE OF LIMITATIONS Conn. Gen. Stat. § 52-577p (1994) § 52-557p. Assumption of
- [Delaware Code Title 10, Ch 81 §8140](https://insureyourhorse.com/industry-resources/equine-activity-statutes/de/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1995 Primary Citation: Last Checked: WARNING Under Delaware law, an equine professional is not liable for an injury to or the death of a participant in equine activities resulting from the inherent risks of equine activities, pursuant to 10 Delaware Code § 8140. DELAWARE
- [Florida Fla. Stat. §773.01, et seq.](https://insureyourhorse.com/industry-resources/equine-activity-statutes/fl/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1993 Comments: Allows liability for ordinary negligence. Primary Citation: West's F. S. A. § 773.01 - 773.06 Last Checked: October, 2019 WARNING Under Florida law, an equine activity sponsor or equine professional is not liable for an injury to, or the death of, a
- [Georgia §62-2701](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ga/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1991 Comments: Amended in 2017 - "livestock activities" Primary Citation: Ga. Code Ann., § 4-12-1 to 7 Last Checked: November, 2020 WARNING Under Georgia law, an equine activity sponsor or equine professional is not liable for an injury to or the death of a
- [Hawaii ALS 249](https://insureyourhorse.com/industry-resources/equine-activity-statutes/hi/) - STATUTE NOTES: Sign Required: No Release Required: No Date Enacted: 1994 Primary Citation: H R S § 663B-1, B-2 Last Checked: November, 2020 HAWAII CODE ANNOTATED DIVISION 4. COURTS AND JUDICIAL PROCEEDINGS TITLE 36. CIVIL REMEDIES AND DEFENSES AND SPECIAL PROCEEDINGS [CHAPTER 663B]. EQUINE ACTIVITIES HRS § 663B-1 (1994) § 663B-1. Definitions. As used in
- [Idaho Code 1990 Ch. 18, §6-1801](https://insureyourhorse.com/industry-resources/equine-activity-statutes/id/) - STATUTE NOTES: Sign Required: No Release Required: No Date Enacted: 1990 Primary Citation: I.C. § 6-1801 - 1802 Last Checked: November, 2020 IDAHO CODE CODE OF CIVIL PROCEDURE TITLE 6. ACTIONS IN PARTICULAR CASES CHAPTER 18. EQUINE ACTIVITIES IMMUNITY ACT 6-1801 Definitions. As used in this chapter: (1) "Engages in an equine activity" means a
- [Illinois 1995 SB 240](https://insureyourhorse.com/industry-resources/equine-activity-statutes/il/) - STATUTE NOTES: Sign Required: Yes Release Required: Yes Date Enacted: 1995 Comments: "Written waiver revocable" per law. Primary Citation: 745 I.L.C.S. 47/1 - 47/999 Last Checked: November, 2020 "WARNING Under the Equine Activity Liability Act, each participant who engages in an equine activity expressly assumes the risks of engaging in and legal responsibility for injury,
- [Iowa 1997 H.F. 132 ( 67 § 1)](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ia/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1997 Comments: Amended 2011 to include domestic animals. Primary Citation: I. C. A. § 673.1 - .5 Last Checked: October, 2019 WARNING Under Iowa law, a domesticated animal professional is not liable for damages suffered by, an injury to, or the death of a
- [New Hampshire Rev Stat. 508:19](https://insureyourhorse.com/industry-resources/equine-activity-statutes/nh/) - STATUTE NOTES: Sign Required: No Contract Language: No Date Enacted: 1999 Primary Citation: N.H. Rev. Stat. § 508:19 Last Checked: November, 2019 § 508:19 Liability; Equine Activities. I. In this section: (a) "Engages in an equine activity" means rides or drives an equine; or assists in medical treatment of an equine; or is a passenger
- [Nevada SB129](https://insureyourhorse.com/industry-resources/equine-activity-statutes/nv/) - STATUTE NOTES: Sign Required: No Contract Language: No Date Enacted: 2015 Comments: Allows liability for “failure to act reasonably”. Primary Citation: Nev. Rev. Stat. Ann. § 41.519 Last Checked: November, 2019 NEVADA REVISED STATUTES TITLE 3. REMEDIES; SPECIAL ACTIONS AND PROCEEDINGS § 41.519. LIMITATIONS ON LIABILITY; DUTIES OF A PARTICIPANT IN AN EQUINE ACTIVITY; EXCEPTIONS;
- [Nebraska 1997 LB 153](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ne/) - STATUTE NOTES: Sign Required: Yes Contract Language Yes Date Enacted: 1997 Comments: Allows liability for ordinary negligence. Primary Citation: Neb. Rev. St. § 25-21,249 - 253 Last Checked: November, 2019 WARNING Under Nebraska Law, an equine professional is not liable for an injury to or the death of a participant in equine activities resulting
- [Montana Code  §27-1-725](https://insureyourhorse.com/industry-resources/equine-activity-statutes/mt/) - STATUTE NOTES: Sign Required: No Contract Language: No Date Enacted: 1994 Comments: Amended in 2016. Primary Citation: MCA 27-1-725 to 27-1-728 Last Checked: November, 2019 MONTANA CODE ANNOTATED TITLE 27 CIVIL LIABILITY, REMEDIES, AND LIMITATIONS CHAPTER 1 AVAILABILITY OF REMEDIES -- LIABILITY Part 7 Liability Mont. Code Anno., § 27-1-725 to 27-1-728 27-1-725. Purpose. The
- [Missouri  §537.325](https://insureyourhorse.com/industry-resources/equine-activity-statutes/mo/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1994 Comments: Allows liability for ordinary negligence. Primary Citation: V. A. M. S. 537.325 Last Checked: November, 2019 WARNING Under Missouri law, an equine activity sponsor, an equine professional, a livestock activity sponsor, a livestock owner, a livestock facility, a livestock auction market, or
- [Minnesota Ch. 623, Art. 3§2](https://insureyourhorse.com/industry-resources/equine-activity-statutes/mn/) - STATUTE NOTES: Sign Required: Yes Contract Language: No Date Enacted: 1994 Comments: Benefits non-profit entities only. Sponsor signage. Primary Citation: M. S. A. § 604A.12 Last Checked: November, 2019 MINNESOTA STATUTES 1994 CHAPTER 604A TORT LIABILITY; GOOD SAMARITANS; CHARITABLE AND PUBLIC BENEFIT ACTIVITIES VOLUNTEER AND CHARITABLE ACTIVITIES Subdivision 1. Definitions. (a) For purposes of this section,
- [Mississippi 1994 Act 443](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ms/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1994 Comments: Amended in 2003 - new warning requirements. Primary Citation: Miss. Code Ann. § 95-11-1 to 95-11- 7 Last Checked: October, 2020 WARNING: Under Mississippi law, an equine or livestock activity sponsor or an equine or livestock professional is not liable for an
- [Michigan M.C.L. §691.1661, et seq.](https://insureyourhorse.com/industry-resources/equine-activity-statutes/mi/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1995 Comments: No "negligence" exception for "professionals" and "sponsors". Primary Citation: MCLA 691.1661 - 1667 Last Checked: November, 2019 WARNING Under the Michigan equine activity liability act, an equine professional is not liable for an injury to or the death of a participant in
- [Massachusetts Gen Laws 128 §2D](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ma/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1992 Primary Citation: M.G.L.A. 128 § 2D Last Checked: October, 2019 WARNING Under Massachusetts law, an equine professional is not liable for an injury to, or the death of, a participant in equine activities resulting from the inherent risks of equine activities, pursuant to
- [Maine Stat. Title 7 §4101](https://insureyourhorse.com/industry-resources/equine-activity-statutes/me/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1992 Comments: Amended 1999 - removed negligence exception. Primary Citation: 7 M. R. S. A. § 4101 - 4104-A Last Checked: October, 2019 "WARNING Under Maine law, an equine professional has limited liability for an injury or death resulting from the inherent risks of equine
- [Indiana 1995 Act No 1551](https://insureyourhorse.com/industry-resources/equine-activity-statutes/in/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1995 Comments: Amended in 2017 - "livestock activities". Primary Citation: I.C. 34-31-5-1 to 5 Last Checked: October, 2019 WARNING Under Indiana law, an equine professional is not liable for an injury to, or the death of, a participant in equine activities resulting from the
- [Louisiana §9:2795.1](https://insureyourhorse.com/industry-resources/equine-activity-statutes/la/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1992 Comments: Amendments in 2003 and 2006. Primary Citation: LSA-R.S. 9:2795.1 - 9:2795.3 Last Checked: November, 2020 WARNING Under Louisiana law, an equine activity sponsor or equine professional is not liable for an injury to or the death of a participant in equine activities
- [Kansas 1994 ALS 290](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ks/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1994 Comments: Allows liability for ordinary negligence. Primary Citation: K. S. A. 60-4001 to 4004 Last Checked: October, 2019 WARNING Under Kansas law, there is no liability for an injury to or the death of a participant in domestic animal activities resulting from the
- [Kentucky 1996 HB 239](https://insureyourhorse.com/industry-resources/equine-activity-statutes/ky/) - STATUTE NOTES: Sign Required: Yes Contract Language: Yes Date Enacted: 1996 Comments: Allows liability for ordinary negligence / "farm animal" law. Primary Citation: KRS § 247.401 - 4029 Last Checked: October, 2019 "WARNING Under Kentucky law, a farm animal activity sponsor, farm animal professional, or other person does not have the duty to eliminate all
- [Coverage Territory Extension](https://insureyourhorse.com/prod/mort/hart-mort/cov-territory-extension/) - Overview The Coverage Territory Extension endorsement extends your Full Mortality policy to include foreign travel. It is recommended to include this coverage when your horse travels outside of the US / Canada, or if you import a new horse from overseas. Travel within Canada and the United States is automatically covered under the Full Mortality policy, making the
- [Accident Sickness & Disease Infertility Coverage](https://insureyourhorse.com/prod/mort/hart-mort/accidnt-sicknss-disease/) - Overview Accident Sickness and Disease covers a proven stallion for loss of breeding ability due to an accident, sickness or disease. Payment amount is the limit of insurance on the declarations page or the policy value. Accident Sickness and Disease coverage is generally available for proven stallions aged three to seventeen years. The Supplemental Application
- [Full Loss of Use](https://insureyourhorse.com/prod/mort/hart-mort/full-loss-of-use/) - Overview Full Loss of Use covers an animal that becomes unfit for the first “use” specified on the policy declarations due to accident, injury, sickness or disease which occurred during the policy period and was reported to the carrier within 14 days of the accident, injury or diagnosis of a sickness or disease which could
- [Limited Loss of Use](https://insureyourhorse.com/prod/mort/hart-mort/limited-loss-of-use/) - Overview Limited Loss of Use covers an animal that becomes unfit for the first “use” specified on the policy declarations due to an accident or injury which occurred during the policy period and was reported to the carrier within 14 days of the accident or injury which could result in the condition that may give
- [Surgical Expense Endorsement](https://insureyourhorse.com/prod/mort/hart-mort/surgical-expense/) - Overview The Surgical Expense Endorsement provides reimbursement for surgical expenses incurred to save the life of an insured animal when surgery is required as a direct result of an accident, injury, sickness or disease. Coverage for post-operative care is also provided for up to 50% of the cost of the surgical expense incurred within fifteen
- [Agreed Value / Guaranteed Renewal](https://insureyourhorse.com/prod/mort/berk-mort/agreed-value-guar-rnwl/) - Overview Agreed Value / Guaranteed Renewal amends the "Fair Market Value" loss settlement to "Agreed Value", and guarantees renewal of the Full Mortality coverage for the following 12 months upon policy expiration. If there was an injury, illness or disease during the expiring policy period, the insurance company will not reduce the Full Mortality limit at
- [Additional Colic Surgery Coverage](https://insureyourhorse.com/prod/mort/berk-mort/addl-colic-surgery/) - Overview The Additional Colic Surgery coverage option increases the automatic $5,000 Emergency Colic Surgery limit by either $2,500 or $5,000 for a total limit of $7,500 or $10,000. It will reimburse you for the reasonable and customary fees for emergency colic surgery, including post-operative care for up to a maximum of 30 days from the
- [Stallion Infertility](https://insureyourhorse.com/prod/mort/berk-mort/stallion-infertility/) - Overview Stallion Infertility pays the coverage limit if your stallion becomes totally and permanently infertile, impotent or otherwise incapable of servicing mares due to an injury, illness or disease that occurs and manifests during the policy period. Coverage is available to breeding stallions between the ages of 3 and 18 years. Stallions between the ages
- [Customer Center](https://insureyourhorse.com/customer-center/) - Thank you for choosing Equine Insurance Specialists as the provider of your insurance coverage. We appreciate your business! Our Customer Center provides you with the ability to pay your insurance premiums online. We also have included contact information for some of our more popular direct bill carrier and premium finance companies. Also available in our customer center
- [About Us](https://insureyourhorse.com/about-us/) - As specialists in equestrian insurance for nearly 25 years, we are proud to offer the best horse insurance site on the internet. We are pioneers in the business. In fact, Equine Insurance Specialists was the first website to offer instant online quotes for mortality insurance for horses. Whether you have one horse or fifty, you’ll
- [Insurance for Your Horses, Farm and Business](https://insureyourhorse.com/insurance-horses-farm-business/)
- [Horse Show & Event Coverage](https://insureyourhorse.com/prod/liab/aric-liab/horse-show-coverage/) - Horse show & event insurance provides liability protection for event organizers and premises owners for sanctioned and non-sanctioned events hosted by the organizer. Coverage extends to include protection for judges and volunteers as well. Participant liability coverage may or may not be included, depending upon the type of shows being covered. Optional Coverages Commercial Umbrella Get More Information
- [Julie Fershtman, Esq.](https://insureyourhorse.com/julie-fershtman/) - Julie Fershtman is one of the nation’s most experienced Equine Law practitioners. A lawyer since 1986, she is a shareholder with Foster Swift Collins & Smith, PC and has successfully tried equine cases before juries in 4 states. She has drafted hundreds of equine industry contracts and is a Fellow and officer of the American
- [American Equine Ins. Group, Ltd.](https://insureyourhorse.com/prod/farm/aeig-farm/) - Only one policy, the Equestrian Ranch & Estate program from American Equine Insurance Group (Argonaut Insurance Company) has been designed from the ground up as a “true” equestrian insurance package. Let’s face it, there are a dozen of companies offering farm policies for horse operations. The trouble is – their application is twenty pages long and they
- [High Value Dwelling Coverage Endorsement](https://insureyourhorse.com/prod/farm/trav-farm/high-value-dwelling-cov/) - Overview Dwelling replacement cost loss settlement up to 125% of Coverage A. Appurtenant Structures increased to 20% of Coverage A. $10,000 for credit cards, fund transfer cards, forgery or counterfeit currency. $5,000 Arson Reward This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable
- [Insurance Agents & Brokers](https://insureyourhorse.com/insurance-agents-brokers-2/) - We're pleased to offer our specialty insurance markets and expertise to you on a case-by case basis. Whether you have just one account or many, we are here to serve you. We don't require you to have a producer appointment just to quote business with us. We will need one before we will bind any
- [American Equine Insurance Group](https://insureyourhorse.com/prod/liab/aeig-liab/) - Liability Coverage Your horse insurance needs likely fall outside the scope of your homeowners policy. Finding the right type of coverage for what you do should not be difficult. Equine Insurance Specialists offers a broad range of liability insurance products to cover most mainstream equestrian risks. Our commercially oriented liability insurance products address the widely varied
- [Race Horse Trainer's Liability](https://insureyourhorse.com/prod/liab/aeig-liab/race-horse-trainer-liab/) - Coverage Summary A race horse trainer's commercial liability policy provides the necessary liability protection for ventures actively involved in training and racing activities. Policy limits are available up to $1,000,000 per occurrence and an annual aggregate of up to $3,000,000. This coverage is important if you are engaged in commercial equestrian activities such as racing, training,
- [Sump Overflow and Water Backup from Sewers or Drains](https://insureyourhorse.com/prod/farm/trav-farm/sump-overfl-watr-backup/) - Overview Provides up to $5,000 for direct damage to dwellings and/or household personal property, including loss of use from water which backs up through or overflows from a sewer or drain; or overflows from a sump. Optional limits of $10,000, $25,000 and $50,000 are also offered. This material is for informational purposes only. All statements herein
- [Stable Liability Coverage](https://insureyourhorse.com/prod/farm/trav-farm/stable-liab-coverage/) - Overview Stable Liability Coverage provides the necessary liability protection for most horse-related operations. This coverage is important if you are engaged in commercial activities such as boarding, breeding, lessons, training, breeding or buying and selling horses. Eligible Activities Boarding Breeding Training Riding Instruction Horse Sales Limits Offered $1,000,000 / $2,000,000 - Occurrence / Aggregate $50,000
- [Equine Property Endorsement](https://insureyourhorse.com/prod/farm/trav-farm/equine-prop-endorsement/) - Overview $10,000 Tack & Equipment $5,000 Signs & Entrance Gates $3,000 Fences & Corrals $1,500 Feed & Supplements This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy.
- [Equine Professional Liability](https://insureyourhorse.com/prod/farm/trav-farm/equine-prof-liability/) - Coverages provided under the Equine Professional Liability endorsement from Travelers Agribusiness include: Protection against claims for bodily injury and property damage arising out of an insured’s rendering or failure to render professional services as the owner or operator of an equestrian or stable facility Property damage coverage for nonowned horses and nonowned tack equipment Property
- [Disruption of Farming Operations](https://insureyourhorse.com/prod/farm/trav-farm/disruption-farming-ops/) - Overview This coverage pays for losses resulting from disruption of specified farm operations as a result of damage to property (machinery, farm buildings, equipment or supplies) at specified locations. The rental of farm structures covered under the policy may also be covered if specified in the endorsement. The reduction in net profit or increase in
- [Cov. F - Blanket or Unscheduled Farm Personal Property](https://insureyourhorse.com/prod/farm/trav-farm/cov-f-blnkt-farm-p-prop/) - Coverage Summary Coverage for Blanket or Unscheduled Farm Personal Property may also be included. Hay and feed in the open for certain causes of loss. Farm machinery and livestock. Unscheduled farm machinery and equipment at or away from insured location. Farm products in the open for certain causes of loss. Property in the custody of
- [Cov. E - Scheduled Farm Personal Property](https://insureyourhorse.com/prod/farm/trav-farm/cov-e-sched-farm-p-prop/) - Coverage Summary The Travelers farm policy may be modified to include coverage for scheduled farm personal property. Farm machinery, irrigation equipment and livestock. Newly acquired farm machinery is automatically covered for up to $100,000 for up to 60 days. Replacement farm machinery is automatically covered for up to $100,000 for up to 60 days. Farm machinery
- [Cov. D - Additional Living Expense](https://insureyourhorse.com/prod/farm/trav-farm/cov-d-addl-living-expns/) - Coverage Summary Coverage for necessary increases in living expense if a covered cause of loss renders your home uninhabitable. 10% of the dwelling limit is automatic. Higher limits are available upon request. This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an
- [Cov. C - Household Personal Property](https://insureyourhorse.com/prod/farm/trav-farm/cov-c-hshold-pers-prop/) - Coverage Summary Furniture and household contents. Standard limits for personal articles. Increased limits of special insurance. $3,000 for money or gold $7,500 for grave markers $5,000 for securities or letters of credit $3,000 for watercraft, outboard engines, watercraft furnishings and trailers $5,000 for furs, jewelry, precious stones and watches* $10,000 for "business property" on the
- [Cov. B - Other Private Structures](https://insureyourhorse.com/prod/farm/trav-farm/cov-b-private-structure/) - Coverage Summary Unattached structures appurtenant to the dwelling. $1,000 on outdoor radio and TV antennas and satellite dishes. This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy.
- [Care, Custody and Control](https://insureyourhorse.com/prod/farm/trav-farm/care-custody-control/) - The Care, Custody and Control endorsement from Travelers Insurance Company fills an often overlooked gap in the commercial equine liability policy by providing legal liability coverage for horses entrusted to you by their owners. It is an important coverage if you board, train or breed horses for others. In the event you are found negligent for
- [Agri Plus II Endorsement](https://insureyourhorse.com/prod/farm/trav-farm/agri-plus-endorsement/) - Overview $10,000 for hay, straw and fodder $10,000 for computer equipment & software $10,000 for miscellaneous equipment $10,000 for office equipment $10,000 for transportation of farm personal property $100,000 limit for hay per stack (increased from $10,000) $10,000 rental reimbursement for mobile farm machinery and equipment Replacement cost value for partial loss under Coverage E
- [Riding & Hunt Clubs](https://insureyourhorse.com/prod/liab/aric-liab/riding-hunt-clubs/) - Protection for Clubs & Associations Your members demand a quality company with the expertise to place the proper coverage to protect their assets from liabilities arising out of participation in the club and its activities. The Riding & Hunt Club program is tailor made to suit your needs. The policy will pay, up to the limit
- [Stableowners Liability Insurance](https://insureyourhorse.com/prod/liab/aric-liab/stableowners-liability/) - Industry Expertise, Trust and Unwavering Commitment The Stableowners Liability Insurance Program can cover your equine operation. We provide coverage for today's diversified farm. From the small farm to the large multiple location operation we can tailor the policy to meet your coverage needs. The liability protection you need for commercial stable activities are available in limits
- [Umbrella / Excess Liability Coverage](https://insureyourhorse.com/prod/liab/aric-liab/umbrella-excess-liab/) - Excess / Umbrella coverage from American Bankers is offered for individuals and businesses that need more than just $1 million of protection. Excess / Umbrella Insurance is a valuable coverage to provide higher liability limits than your primary policies: Farm Personal, and/or Commercial Liability, Commercial Farm Auto and Other Underlying Insurance. The Excess / Umbrella is available to
- [Commercial General Liability](https://insureyourhorse.com/prod/liab/gaig-liab/commercial-general-liab/) - The commercial general liability policy from Great American provides liability protection for your horse-related business. It is intended for equine professionals and business owners with policy limits available up to $1,000,000 each occurrence, $2,000,000 annual aggregate. This coverage is intended for businesses engaged in commercial activities like boarding, training, riding lessons, breeding and the sale of horses. It
- [Excess Liability Coverage](https://insureyourhorse.com/prod/liab/berk-liab/excess-liab-coverage/) - Excess Liability insurance from Berkley Equine & Cattle (StarNet) is available for businesses that need more than just $1,000,000 of liability protection. This policy increases the liability limits of your primary general liability policy in increments of $1,000,000. Coverage under the Excess Liability policy may be endorsed to include additional protection over your commercial auto and workers compensation policies as well.
- [Equine Professional Liability Endorsement](https://insureyourhorse.com/prod/liab/berk-liab/equine-prof-liability/) - Most Equine Commercial Liability policies exclude Professional Liability. This endorsement can be added to your StarNet Equine Commercial Liability Policy for an additional premium and may cover you if you become legally obligated to pay for a third party loss resulting from the rendering or failure to render equestrian professional services. Eligibility for this endorsements
- [Commercial Equine Liability](https://insureyourhorse.com/prod/liab/aeig-liab/commercial-equine-liab/) - The commercial equine liability policy from American Equine Insurance Group, Ltd. (Argonaut Insurance Company) provides the necessary liability protection for most horse-related operations. It is intended for amateur and professional alike, with policy limits available up to $1,000,000 per occurrence and an annual aggregate of up to $3,000,000. This coverage is important if you are
- [Equipment Breakdown Coverage](https://insureyourhorse.com/prod/farm/gaig-farm/equipment-breakdown/) - Overview Equipment Breakdown Coverage covers loss due to mechanical or electrical breakdown (including electrical arcing) of nearly any type of equipment, including computers, phone systems and copiers. Coverage applies to the cost to repair or replace the equipment and any other property damaged by the equipment breakdown. Ability to add coverage to new or existing policies. Limited
- [Sump Overflow and Water Backup of Sewers or Drains](https://insureyourhorse.com/prod/farm/berk-farm/sump-overfl-water-bckup/) - Sump Overflow and Water Backup from Sewers or Drains (Coverages A, B, C and D Only) - This endorsement covers loss or damage resulting from water which backs up through sewers or drains, or which overflows from a sump. The maximum limit of insurance is $5,000. This material does not amend, or otherwise affect, the
- [Coverage I — Personal and Advertising Injury Liability](https://insureyourhorse.com/prod/farm/berk-farm/cov-i-pers-adv-injury/) - Coverage Summary Coverage I — Personal and Advertising Injury Liability coverage is provided for the sums that the insured becomes legally obligated to pay (up to the policy limit) as damages because personal injury or advertising injury to which the insurance applies. Limits of liability are selected on an occurrence basis. The aggregate limit of liability is 2x the occurrence
- [Coverage G — Barns, Outbuildings and Other Farm Structures](https://insureyourhorse.com/prod/farm/berk-farm/cov-g-barn-outbuilding/) - Coverage Summary Coverage G — Barns, Outbuildings and Other Farm Structures provides coverage for the following scheduled items or classes of property: Farm Barns Farm Buildings & Other Structures Other Than Dwellings Tenant's Improvements & Betterments Silos Portable Buildings & Structures All fences (except field and pasture fences), corrals, pens, chutes, and feed racks Building
- [Coverage F — Unscheduled Farm Personal Property](https://insureyourhorse.com/prod/farm/berk-farm/cov-f-unsched-farm-pers/) - Coverage Summary Coverage F — Unscheduled Farm Personal Property provides coverage on a blanket basis, subject to an 80% coinsurance clause. Coverage is for farm personal property used in the operation of the farm only while it is on the insured premises, unless otherwise indicated. The valuation is Actual Cash Value. This material does not
- [Coverage E – Scheduled Farm Personal Property](https://insureyourhorse.com/prod/farm/berk-farm/cov-e-sched-farm-p-prop/) - Coverage E – Scheduled Farm Personal Property provides coverage for classes or items of farm personal property (such as tools, machinery and tack) which are scheduled on the Declarations. Property is covered both on and off the insured premises. The valuation is Actual Cash Value. This material does not amend, or otherwise affect, the provisions
- [Coverage D – Additional Living Expense](https://insureyourhorse.com/prod/farm/berk-farm/cov-d-addl-living-expns/) - Coverage Summary Coverage D – Additional Living Expense provides coverage for: The temporary increased cost of living if all or part of the insured premises becomes unfit for living by a covered loss. Additional living cost and fair rental value for a two week period if a civil authority prevents use of the dwelling or appurtenant
- [Coverage C – Household Personal Property](https://insureyourhorse.com/prod/farm/berk-farm/cov-c-hsehld-pers-prop/) - Coverage Summary Coverage C – Household Personal Property provides coverage for: Personal Property owned or used by the insured or members of the insured's family while such property is at the insured location. Owned household personal property while it is anywhere in the world. However, the insured's household personal property at any insured's residence away from
- [Coverage B – Other Private Structures](https://insureyourhorse.com/prod/farm/berk-farm/cov-b-private-structure/) - Coverage Summary Coverage B – Other Private Structures Appurtenant to the Dwelling provides coverage for: Structures on the insured premises appurtenant to the dwelling, but not attached to the dwelling. The basic limit for Coverage B is 10% of the residence limit insured in Coverage A. This material does not amend, or otherwise affect, the provisions
- [Race Horse Owners Personal Liability](https://insureyourhorse.com/prod/liab/aeig-liab/race-horse-owners-pers/) - Coverage Summary The race horse owners personal liability coverage protects the owner of the horse or horses covered. It pays all sums which the insured shall become legally obligated to pay third parties as damages because of bodily injury or property damage directly caused by the owner's horse. Eligibility Individuals Partnerships Syndicates Corporations LLC's & LLP's
- [Products / Completed Operations Coverage](https://insureyourhorse.com/prod/liab/aeig-liab/products-completed-ops/) - Coverage Summary Products / Completed operations coverage is protection from liability arising out of your products or business operations conducted away from your premises once those operations have been completed or abandoned. Ineligible Exposures Horse Sales Tack Manufacturing / Repair Coverage descriptions are for general information only. Please refer to actual policy wordings for a full
- [Equine Professional Liability Coverage](https://insureyourhorse.com/prod/liab/aeig-liab/equine-prof-liability/) - Coverage Summary Equine professional liability coverage is available by endorsement to the commercial equine liability policy and the liability section of an equestrian homeowner, ranch & estate policy. It rounds out the coverage provided under a commercial equine liability policy by covering the insured for claims due to any negligent act, error or omission arising out of the insured's professional
- [Equine Personal Liability Coverage](https://insureyourhorse.com/prod/liab/aeig-liab/equine-personal-liab/) - Coverage Summary Equine Personal Liability coverage provides liability protection to owners or lessees of personal-use horses. It pays all sums which the Insured shall become legally obligated to pay third parties as damages because of bodily injury or property damage directly caused by the insured's horses. Eligibility Individuals or businesses who own or lease horses used for an
- [Care, Custody or Control Liability](https://insureyourhorse.com/prod/liab/aeig-liab/care-custody-control/) - Coverage Summary Care, custody or control coverage provides liability protection for horses entrusted to you by their owners. It is an important coverage if you board, train or breed horses for others. In the event you are found negligent for the injury or death of a non-owned animal in your care, this policy will pay for
- [Comprehensive Personal Liability](https://insureyourhorse.com/prod/farm/aeig-farm/comp-personal-liability/) - Coverage Summary The Comprehensive Personal Liability endorsement provides personal (homeowners type) liability insurance to owners of commercial farms which also serve as their primary residence. It protects the insured and residents of the insured's household from suits arising out of bodily injury or property damage arising out of the insured's personal or non-business activities. Included are sports activities, pet activities,
- [Race Horse Owner's & Trainer's Farm Liability](https://insureyourhorse.com/prod/farm/aeig-farm/race-horse-owners-liab/) - Coverage Summary When combined with a farm policy, the race horse trainer's farm liability policy provides the necessary liability protection for ventures actively involved in training and racing activities. Policy limits are available up to $1,000,000 per occurrence and an annual aggregate of up to $3,000,000. This coverage is important if you are engaged in commercial equestrian
- [Farm Comprehensive Personal Liability](https://insureyourhorse.com/prod/farm/aeig-farm/farm-comp-personal-liab/) - Coverage Summary Farm Comprehensive Personal Liability coverage extends protection from your commercial farm policy to provide personal (homeowners type) liability insurance to owners of private farms. It protects the insured and residents of the insured's household from suits arising out of bodily injury or property damage arising out of the insured's personal or non-business activities. Included are sports activities,
- [Commercial Equine & Farm Liability](https://insureyourhorse.com/prod/farm/aeig-farm/commercial-farm-liab/) - Coverage Summary When combined with a farm policy, the commercial equine liability policy provides the necessary liability protection for most horse-related operations. It is intended for amateur and professional alike, with policy limits available up to $1,000,000 per occurrence and an annual aggregate of up to $2,000,000. This coverage is important if you are engaged in
- [Identity Fraud Expense Protection](https://insureyourhorse.com/prod/farm/trav-farm/identity-fraud-expense/) - Overview You can add Travelers identity theft protection program to a Travelers homeowners, farmowners, condo or renters policy for just $25 per year. If you become a victim of identity theft, this program provides you with access to a consumer fraud specialist, who can guide you through the process of reclaiming your identity, including: Obtaining
- [Additional Coverages (at no extra cost)](https://insureyourhorse.com/prod/farm/trav-farm/additional-coverages/) - Coverage Summary Pollutant cleanup and debris removal for $10,000 (can be increased). Fire Department service charge with no sub-limit Damage to property removed for safekeeping (for 30 days) Removal of fallen trees near your residence up to $2,000 No deductible for cab glass in scheduled machinery and equipment This material is for informational purposes only.
- [Excess Liability](https://insureyourhorse.com/prod/farm/trav-farm/excess-liability/) - Excess Liability coverage from Travelers Agribusiness is offered for those who have needs higher than $1 million. It is a valuable coverage that provides higher liability limits over your primary Farm, Auto and Employers Liability policies (Farm and Auto must be written by Travelers). Limits are available in $1,000,000 increments, up to a maximum limit of
- [Care, Custody or Control Insurance](https://insureyourhorse.com/prod/liab/berk-liab/care-custody-control/) - Did you know that most Equine Commercial Liability policies exclude coverage for death or injury to non-owned horses in your Care, Custody or Control? Berkley Equine & Cattle (StarNet) offers, for an additional premium, an Equine Care Custody or Control Endorsement as part of its Equine Commercial Liability Policy. Limits of liability are available up
- [Auto](https://insureyourhorse.com/prod/farm/gaig-farm/auto/) - Overview The Farm Auto program from Great American offers farm and business owners the ability to write the entire package of insurance coverages with one insurance company. This coverage is only offered in conjunction with a Farm policy written by Great American Insurance Company. Features Ability to combine personal and commercial vehicles on one policy Lay-up credit available
- [Identity Fraud Expense Coverage](https://insureyourhorse.com/prod/farm/berk-farm/identity-fraud-expense/) - Identity Fraud Expense Coverage (Coverages A, B, C and D) - This endorsement adds $15,000 for "expenses" incurred as the direct result of any one "identity fraud" discovered or learned of during the policy period. This endorsement is only available on risks insuring an owner occupied Dwelling. This material does not amend, or otherwise affect,
- [Equipment Breakdown Protection](https://insureyourhorse.com/prod/farm/berk-farm/equipment-breakdown/) - Equipment Breakdown Coverage (Coverages A, B, C, D and G) - This endorsement covers direct physical loss or damage to covered property under Coverages A, B, C, D and G caused by or resulting from equipment breakdown. This endorsement is only available on risks insuring an owner occupied Dwelling. This material does not amend, or otherwise affect,
- [Coverage J — Medical Payments](https://insureyourhorse.com/prod/farm/berk-farm/cov-j-medical-payments/) - Coverage Summary Coverage J — Medical Payments coverage is provided for reasonable medical expenses to a third party subject to exclusions and limit of liability. The Limit of Liability for Coverage J is $5,000. This material does not amend, or otherwise affect, the provisions or coverage of any insurance policy issued by StarNet Insurance Company.
- [Coverage H — Farm Liability Coverage](https://insureyourhorse.com/prod/farm/berk-farm/cov-h-farm-liability/) - Coverage Summary Coverage H — Farm Liability Coverage - Bodily Injury & Property Damage Liability coverage is provided for the sums that the insured becomes legally obligated to pay (up to the policy limit) as damages because of bodily injury or property damage to which the insurance applies. Limits of liability are selected on an
- [Coverage A – Dwellings](https://insureyourhorse.com/prod/farm/berk-farm/cov-a-dwellings/) - Coverage Summary Coverage A - Dwellings provides coverage for: Dwelling(s) Structures attached to the dwelling(s) Building and outdoor equipment used principally for the service of the covered dwelling(s), its grounds and/or structures appurtenant to it. Building materials & supplies used in construction, alteration or repair of the dwelling(s). This material does not amend, or otherwise
- [Riding Clubs & Association Farm Liability](https://insureyourhorse.com/prod/farm/aeig-farm/riding-clubs-liability/) - Coverage Summary Equestrian organizations wishing to protect themselves may obtain this coverage with a riding clubs and associations policy. The basic policy provides premises and operations coverage for normal club activities, and automatically includes up to seven public event days during the year. Coverage for additional days may be added upon request. This coverage helps
- [Riding Club & Association Liability](https://insureyourhorse.com/prod/liab/aeig-liab/riding-club-association/) - Coverage Summary Equestrian organizations wishing to protect themselves may obtain this coverage with a riding clubs and associations policy. The basic policy provides premises and operations coverage for normal club activities, and automatically includes up to seven mounted event days during the year. Coverage for additional days may be added upon request. This coverage helps
- [Private Horse Owners Liability](https://insureyourhorse.com/prod/liab/aric-liab/private-horse-owners/) - NOTICE: This coverage is only available through our agency in conjunction with an equine mortality policy. We do not write this coverage on a stand-alone basis. The Private Horse Owner policy is designed to cover the horse owner who is not personally involved in the commercial business of training, racing, breeding, boarding of horses, providing
- [Products](https://insureyourhorse.com/prod/) - The unique nature of horses and horse related businesses create property and liability exposures that aren't adequately addressed by most standard insurance contracts. Regardless of your activities, unless you are covered correctly, you may find the insurance you have purchased for so many years may be worthless at the time of a claim. If you
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- [History](https://insureyourhorse.com/about-us/history/) - Our agency history traces it roots to 1872, when James P. Ross wrote fire policies for town and farm properties from his general store in Wabash, Indiana. In those days, insurance – trading – often required a long horseback ride out into the country and was conducted one customer at a time, with honest dealing
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- [Terms of Use](https://insureyourhorse.com/terms-of-use/) - Agreement between user and Equine Insurance Specialists (www.insureyourhorse.com) Welcome to Equine Insurance Specialists. The www.insureyourhorse.com website (the "Site") is comprised of various web pages operated by Equine Insurance Specialists, LLC ("EIS"). www.insureyourhorse.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of
- [Tack & Equipment Coverage](https://insureyourhorse.com/prod/liab/berk-liab/tack-equipment-coverage/) - Overview The Tack & Equipment Coverage endorsement provides Basic Perils coverage for Tack and Equestrian Equipment which you have scheduled on the Equine Commercial Liability Application. This coverage is subject to a $250 deductible per claim. Claims are settled on an Actual Cash Value basis. NOTE: Farm Equipment / Machinery and Horse Trailers are not eligible for
- [Excess Liability Policy](https://insureyourhorse.com/prod/liab/aeig-liab/excess-liability-policy/) - Coverage Summary The more you have, the more you are at risk. A Commercial Excess policy is the extra protection you need for peace of mind. Excess Limits coverage protects you from lawsuits that result from injuries others sustain as a result of an accident involving your covered equine activities. Judgments from these lawsuits can
- [Care, Custody or Control](https://insureyourhorse.com/prod/liab/aric-liab/care-custody-control/) - Important Protection Care, Custody or Control insurance is an essential coverage for all horse operations which involve non-owned horses, including boarding, breeding and training. A standard General Liability Insurance Policy excludes coverage for personal property (horses are an example) in your care, custody or control. This coverage fills this void by promising to pay all
- [Liability Coverages](https://insureyourhorse.com/prod/farm/trav-farm/liability-coverages/) - Coverage Summary Bodily injury and property damage liability coverage Personal and advertising injury liability coverage Products-completed operations liability coverage Damage To Premises Rented To You (Fire Legal Liability) limit of $50,000. (can be increased) This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable
- [Ordinance or Law](https://insureyourhorse.com/prod/farm/berk-farm/ordinance-or-law/) - This endorsement adds Ordinance or Law coverage that applies to Coverages A and B as follows: Increase Costs from Enforcement of Ordinance or Law - We will pay up to an additional twenty-five (25) percent of the Limit of Insurance under Coverage A or B for the increased costs you incur due to the enforcement
- [Identity Theft Recovery](https://insureyourhorse.com/prod/farm/gaig-farm/identity-theft-recovery/) - Overview Identity Theft Recovery coverage is designed to protect victims of identity theft against the cost of recovering control of your identity, including correcting your personal records and credit history. Case Management Service and Expense Reimbursement – $15,000 Ability to add coverage when Personal Liability is provided. Refer to the actual policy for a full description
- [Loss of Use II](https://insureyourhorse.com/prod/mort/berk-mort/loss-of-use-ii/) - Overview Loss of Use II coverage provides that in the event your horse suffers an illness, injury or disease, and subsequently becomes totally and permanently unfit for the use stated in the declarations as a result of such illness, injury or disease; and humane destruction is not warranted, you will be paid up to 50% of
- [State Horse Councils](https://insureyourhorse.com/industry-resources/state-horse-councils/)
- [Industry Resources](https://insureyourhorse.com/industry-resources/) - It is our desire to offer more than just information about horse insurance coverage. With this in mind, we've assembled some additional resources for your use. We've provided the contact information for all of the horse councils in the US. We've also included the complete text of all of the equine activity statutes for your
- [Contact Us](https://insureyourhorse.com/customer-center/contact-us/)
- [AgriGuard® Umbrella](https://insureyourhorse.com/prod/liab/gaig-liab/agriguard-umbrella/) - Agriguard® Umbrella coverage from Great American is available for businesses that need more than just $1,000,000 of liability protection. This policy increases the liability limits of your primary general liability policy in increments of $1,000,000. Coverage under the Agriguard® Umbrella policy may be endorsed to include additional protection over your commercial auto and workers compensation policies as well.
- [Cov. G - Other Farm Structures](https://insureyourhorse.com/prod/farm/trav-farm/cov-g-farm-structures/) - Coverage Summary Buildings, barns, stables and structure other than dwellings. Newly constructed farm structures automatically covered for $250,000 for 60 days. Private power and light poles Outdoor radio and TV equipment, antennas, and towers Fences, corrals, pens, chutes, and feed racks Silos, portable buildings and portable structures Improvements and betterments Building material and supplies kept
- [Cov. A - Farm Dwelling](https://insureyourhorse.com/prod/farm/trav-farm/cov-a-farm-dwelling/) - Coverage Summary Farm dwellings and structures attached to covered dwellings. Trees, shrubs, plants and lawns within 250 feet of a covered dwelling for up to $2,000. Optional coverages: Replacement cost on dwelling (including ordinance and law option.) This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions
- [Equine Mortality Applications](https://insureyourhorse.com/equine-mortality-applications/) - Equine Mortality Programs American Reliable Insurance Company American Equine Insurance Group (Argonaut Insurance Company) Berkley Equine & Cattle (StarNet Insurance Company) Great American Insurance Company Hartford Livestock Get an instant online mortality quote.
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- [Berkley Equine & Cattle - Farm & Liability](https://insureyourhorse.com/berkley-equine-cattle-farm-liability/) - Applications - Farm Accounts located in AZ, CA, CO, CT, DE, GA, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NV, NY, OH, OK, PA, RI, SC, TN, TX, VA, VT, WA and WI. Supplemental Forms - All States & Programs Applications - Liability Accounts located in AZ, CA,
- [Other Coverages & Programs](https://insureyourhorse.com/other-coverages-programs/) - Other Coverages & Programs High Net Worth Personal Lines Directors & Officers Liability Outfitters & Guides, Guest Ranches & Lodges, RV Parks & Campgrounds, Bed & Breakfasts Workers Compensation
- [Outfitters & Guides, Guest Ranches & Lodges](https://insureyourhorse.com/outfitters-guides-guest-ranches-lodges/) - Applications
- [Workers Compensation](https://insureyourhorse.com/workers-compensation/) - Applications NOTE: Equine Insurance Specialists is not a home for monoline Workers Compensation coverage. However, we will be happy to quote your workers comp coverage on the condition that we will write the insured's supporting business within twelve months. Eligibility Current Workers Comp coverage in place for at least two years. Favorable loss history. Experience Modification
- [AIG Private Client Group](https://insureyourhorse.com/aig-private-client-group/) - Applications Use Acord personal lines applications. Brochures
- [Berkley Equine & Cattle Mortality](https://insureyourhorse.com/berkley-equine-cattle-mortality/) - Applications Brochures
- [American Equine Mortality](https://insureyourhorse.com/american-equine-mortality/) - Mortality Applications (All Other States) Mortality Applications (FL) Mortality Applications (GA, IL, LA, ME, OK, OR, TX, WA) Supporting Documentation (All States) Brochures
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- [Great American Executive Liability](https://insureyourhorse.com/great-american-executive-liability/) - Applications Brochures

## Documents

- [GAIG 51 - Coverage Brochure 2023 10](https://insureyourhorse.com/document/gaig-51-coverage-brochure-2023-10/)
- [ARIC 08 - Named Insured Questionnaire - AE8240M0923](https://insureyourhorse.com/document/aric-08-named-insured-questionnaire-ae8240m0923/)
- [ARIC 07 - Frozen Pipes - AG FL 9037 0124](https://insureyourhorse.com/document/aric-07-frozen-pipes-ag-fl-9037-0124/)
- [XEIS 106   Detailed Outbuilding RC](https://insureyourhorse.com/document/xeis-106-detailed-outbuilding-rc/)
- [XEIS 105   Detailed Dwelling RC](https://insureyourhorse.com/document/xeis-105-detailed-dwelling-rc/)
- [XEIS 01 - ACORD 45 Additional Insured Schedule](https://insureyourhorse.com/document/xeis-01-acord-45-additional-insured-schedule/)
- [XEIS 01 - FPP Inventory](https://insureyourhorse.com/document/xeis-01-fpp-inventory/)
- [XEIS 01 Event Notification Requirement](https://insureyourhorse.com/document/eis-event-notification-requirement/)
- [XEIS 02 - Policyholder Notice](https://insureyourhorse.com/document/xeis-02-policyholder-notice/)
- [XEIS 12 - Insurance 101 - Insuring Farm Personal Property](https://insureyourhorse.com/document/xeis-12-insurance-101-insuring-farm-personal-property/)
- [XEIS 11 - Insurance 101 - Basic Broad and Special Forms](https://insureyourhorse.com/document/xeis-11-insurance-101-basic-broad-and-special-forms/)
- [XEIS 10 - Insurance 101 - Replacement Cost vs Actual Cash Value](https://insureyourhorse.com/document/xeis-10-insurance-101-replacement-cost-vs-actual-cash-value/)
- [WC 01 - Equine Program Supplement](https://insureyourhorse.com/document/wc-01-equine-program-supplement/)
- [WC 02 - AmeriTrust Equine Supplement](https://insureyourhorse.com/document/wc-02-ameritrust-equine-supplement/)
- [WC 03 - Atlas New Venture Supplement](https://insureyourhorse.com/document/wc-03-atlas-new-venture-supplement/)
- [WC 04 - Bascule Equine Questionnaire](https://insureyourhorse.com/document/wc-04-bascule-equine-questionnaire/)
- [WC 05 - Bascule Horse Farm Supplement](https://insureyourhorse.com/document/wc-05-bascule-horse-farm-supplement/)
- [WC 52 - Work Comp Flyer](https://insureyourhorse.com/document/wc-52-work-comp-flyer/)
- [WC 51 - Atlas WC Equine v06 2021](https://insureyourhorse.com/document/wc-51-atlas-wc-equine-v06-2021/)
- [GAIG 03 - EPLI Application](https://insureyourhorse.com/document/gaig-03-epli-application/)
- [GAIG 02 - For Profit D&O App](https://insureyourhorse.com/document/gaig-02-for-profit-do-app/)
- [GAIG 01 - Not For Profit D&O App](https://insureyourhorse.com/document/gaig-01-not-for-profit-do-app/)
- [GAIG 56 - Claim Examples](https://insureyourhorse.com/document/gaig-56-claim-examples/)
- [GAIG 55 - Workplace Violence Insurance Sell Sheet](https://insureyourhorse.com/document/gaig-55-workplace-violence-insurance-sell-sheet/)
- [GAIG 54 - Workplace Violence and Internet Liability Sell Sheet](https://insureyourhorse.com/document/gaig-54-workplace-violence-and-internet-liability-sell-sheet/)
- [GAIG 53 - Security and Privacy Endorsement](https://insureyourhorse.com/document/gaig53-security-and-privacy-endorsement/)
- [GAIG 52 - Nonprofit Quick Facts](https://insureyourhorse.com/document/gaig52-nonprofit-quick-facts/)
- [GAIG 51 - Nonprofit Overview](https://insureyourhorse.com/document/gaig51-nonprofit-overview/)
- [GAIG 06 Health Condition Form   General (Vet Statement)](https://insureyourhorse.com/document/gaig-06-health-condition-form-general-vet-statement/)
- [GAIG 06 Health Condition Form](https://insureyourhorse.com/document/gaig-06-health-condition-form/)
- [GAIG 06 Health Condition Information Form](https://insureyourhorse.com/document/gaig-06-health-condition-information-form/)
- [GAIG 05 Loss of Use Exam](https://insureyourhorse.com/document/gaig-05-loss-of-use-exam/)
- [GAIG 05 Colic Statement of Condition](https://insureyourhorse.com/document/gaig-05-colic-statement-of-condition/)
- [GAIG 05 ASD Stallion Exam   Renewals](https://insureyourhorse.com/document/gaig-05-asd-stallion-exam-renewals/)
- [GAIG 05 ASD Stallion Breeding Soundness Exam](https://insureyourhorse.com/document/gaig-05-asd-stallion-breeding-soundness-exam/)
- [GAIG 04 Justification of Value](https://insureyourhorse.com/document/gaig-04-justification-of-value/)
- [GAIG 03 Vet Exam (Foals)](https://insureyourhorse.com/document/gaig-03-vet-exam-foals/)
- [GAIG 01 Mortality Application](https://insureyourhorse.com/document/gaig-01-mortality-application/)
- [GAIG 03 Vet Exam](https://insureyourhorse.com/document/gaig-03-vet-exam/)
- [GAIG 02 Statement of Condition](https://insureyourhorse.com/document/gaig-02-statement-of-condition/)
- [BERK 02 Statement of Health   09 17](https://insureyourhorse.com/document/berk-02-statement-of-health-09-17/)
- [TRAV - FP T3 53   EQUIPMENT BREAKDOWN](https://insureyourhorse.com/document/trav-fp-t3-53-equipment-breakdown/)
- [TRAV 04 - Loss Consultation Service](https://insureyourhorse.com/document/trav-04-loss-consultation-service/)
- [TRAV 03 - Keeping Ins Values Up to Date](https://insureyourhorse.com/document/trav-03-keeping-ins-values-up-to-date/)
- [TRAV 02 - Estate Lifestyle Brochure](https://insureyourhorse.com/document/trav-02-estate-lifestyle-brochure/)
- [TRAV 01 - Equipment Breakdown for Dwellings](https://insureyourhorse.com/document/trav-01-equipment-breakdown-for-dwellings/)
- [TRAV 03 - Care, Custody or Control Supplement](https://insureyourhorse.com/document/trav-03-care-custody-or-control-supplement/)
- [TRAV 09 - Unscheduled FPP Inventory](https://insureyourhorse.com/document/trav-09-unscheduled-fpp-inventory/)
- [TRAV 08 -  Building Improvement Survey](https://insureyourhorse.com/document/trav-08-building-improvement-survey/)
- [TRAV 07 - Wood Stove Supplement](https://insureyourhorse.com/document/trav-07-wood-stove-supplement/)
- [TRAV 06 - Vacation Rental Questionnaire](https://insureyourhorse.com/document/trav-06-vacation-rental-questionnaire/)
- [TRAV 05 - Camp Supplement](https://insureyourhorse.com/document/trav-05-camp-supplement/)
- [TRAV 10 - No Known Loss Statement](https://insureyourhorse.com/document/trav-10-no-known-loss-statement/)
- [TRAV 02 - Equine Liability Application](https://insureyourhorse.com/document/trav-02-equine-liability-application/)
- [TRAV 04 - Travelers BI Worksheet CP 4962](https://insureyourhorse.com/document/trav-04-travelers-bi-worksheet-cp-4962/)
- [TRAV 01 - Farm Application](https://insureyourhorse.com/document/trav-01-farm-application/)
- [TRAV 02 - PPA Auto Supplement](https://insureyourhorse.com/document/trav-02-ppa-auto-supplement/)
- [TRAV 01 - Heavy Truck Supplement](https://insureyourhorse.com/document/trav-01-heavy-truck-supplement/)
- [GAIG 07 - Recreational Vehicle Guidelines](https://insureyourhorse.com/document/gaig-07-recreational-vehicle-guidelines/)
- [GAIG 06 - Multiple Named Insureds in the Farm World](https://insureyourhorse.com/document/gaig-06-multiple-named-insureds-in-the-farm-world/)
- [GAIG 05 - Jewelry and Other Valuables Underwriting Guidelines](https://insureyourhorse.com/document/gaig-05-jewelry-and-other-valuables-underwriting-guidelines/)
- [GAIG 04 - Equine Professional Liability Webinar](https://insureyourhorse.com/document/gaig-04-equine-professional-liability-webinar/)
- [GAIG 03 - Equine Fencing Underwriting Guidelines](https://insureyourhorse.com/document/gaig-03-equine-fencing-underwriting-guidelines/)
- [GAIG 01 - Deductible Guidelines - Auto Physical Damage](https://insureyourhorse.com/document/gaig-01-deductible-guidelines-auto-physical-damage/)
- [GAIG 02 - Deductible Guidelines  - Property](https://insureyourhorse.com/document/gaig-02-deductible-guidelines-property/)
- [GAIG - AL7554   Equine Professional Services](https://insureyourhorse.com/document/gaig-al7554-equine-professional-services/)
- [GAIG 12 - Agent Product Advisory RE: Excess Policy](https://insureyourhorse.com/document/gaig-12-agent-product-advisory-re-excess-policy/)
- [GAIG 11 - Equine Coverage Extension Endorsement Summary](https://insureyourhorse.com/document/gaig-11-equine-coverage-extension-endorsement-summary/)
- [GAIG 09 - Great American Appetite Guide](https://insureyourhorse.com/document/gaig-09-great-american-appetite-guide/)
- [GAIG 10 - Dwelling Coverage Enhancement Summary](https://insureyourhorse.com/document/gaig-10-dwelling-coverage-enhancement-summary/)
- [GAIG 08 - Dwelling Equipment Breakdown](https://insureyourhorse.com/document/gaig-08-dwelling-equipment-breakdown/)
- [GAIG 07 - Equipment Breakdown Flyer](https://insureyourhorse.com/document/gaig-07-equipment-breakdown-flyer/)
- [GAIG 06 - AgBrag Flyer 09.13.19](https://insureyourhorse.com/document/gaig-06-agbrag-flyer-09-13-19/)
- [GAIG 05 - Cyber Insurance Coverage Flyer](https://insureyourhorse.com/document/gaig-05-cyber-insurance-coverage-flyer/)
- [GAIG 04 - CCC Flyer](https://insureyourhorse.com/document/gaig-04-ccc-flyer/)
- [GAIG 03 - Equine Professional Services Brochure](https://insureyourhorse.com/document/gaig-03-equine-professional-services-brochure/)
- [GAIG 02 - Equine Summary 09.12.19](https://insureyourhorse.com/document/02-equine-summary-09-12-19/)
- [GAIG 01 - Great American Brochure](https://insureyourhorse.com/document/gaig-01-great-american-brochure/)
- [GAIG 03 - Cyber Insurance Supplement](https://insureyourhorse.com/document/gaig-03-cyber-insurance-supplement/)
- [GAIG 03 - Employee Benefit Liability Supplement](https://insureyourhorse.com/document/gaig-03-employee-benefit-liability-supplement/)
- [GAIG 03 - Abuse or Molestation Supplement](https://insureyourhorse.com/document/gaig-03-abuse-or-molestation-supplement/)
- [GAIG 01 - Supplemental CGL Q's for Great American Apps](https://insureyourhorse.com/document/gaig-01-supplemental-cgl-qs-for-great-american-apps/)
- [GAIG 03 - Therapeutic Riding Supplement](https://insureyourhorse.com/document/gaig-03-therapeutic-riding-supplement/)
- [GAIG 03 - Equine Professional Supplement](https://insureyourhorse.com/document/gaig-03-equine-professional-supplement/)
- [GAIG 03 - Day Camp Supplement](https://insureyourhorse.com/document/gaig-03-day-camp-supplement/)
- [GAIG 05 - No Known Loss Statement](https://insureyourhorse.com/document/gaig-05-no-known-loss-statement/)
- [GAIG 04 - Add'l Location Schedule](https://insureyourhorse.com/document/gaig-04-addl-location-schedule/)
- [GAIG 04 - Add'l Comments](https://insureyourhorse.com/document/gaig-04-addl-comments/)
- [GAIG 04 - Add'l Insured Schedule](https://insureyourhorse.com/document/gaig-04-addl-insured-schedule/)
- [GAIG 04 - Add'l Named Insureds](https://insureyourhorse.com/document/gaig-04-addl-named-insureds/)
- [GAIG 02 - Horse Show & Club App](https://insureyourhorse.com/document/gaig-02-horse-show-club-app/)
- [GAIG 01 - CGL, CCC, UMB](https://insureyourhorse.com/document/gaig-01-cgl-ccc-umb/)
- [GAIG 02 - SC Uninsured Motorist Form](https://insureyourhorse.com/document/gaig-02-sc-uninsured-motorist-form/)
- [GAIG 01 - Non Owned Auto Supplement](https://insureyourhorse.com/document/gaig-01-non-owned-auto-supplement/)
- [BERK 02 -  Biller Direct Enrolled User Setup](https://insureyourhorse.com/document/berk-02-biller-direct-enrolled-user-setup/)
- [GAIG 03 - Woodburning Stove Questionnaire](https://insureyourhorse.com/document/gaig-03-woodburning-stove-questionnaire/)
- [GAIG 03 - Secondary Residence Questionnaire](https://insureyourhorse.com/document/gaig-03-secondary-residence-questionnaire/)
- [GAIG 03 - Add'l Scheduled Personal Property](https://insureyourhorse.com/document/gaig-03-addl-scheduled-personal-property/)
- [GAIG 03 - Add'l Farm Personal Property](https://insureyourhorse.com/document/gaig-03-addl-farm-personal-property/)
- [GAIG 02- Farm Property](https://insureyourhorse.com/document/gaig-02-farm-proprety-reader-enabled/)
- [GAIG 01 - Farm, CGL, CCC, UMB](https://insureyourhorse.com/document/gaig-01-farm-cgl-ccc-umb/)
- [BERK 02 - Older Dwelling Supplement (Over 20 Years) 09.17](https://insureyourhorse.com/document/berk-02-older-dwelling-supplement-over-20-years-09-17/)
- [BERK 03 - Biller Direct One Time Payment](https://insureyourhorse.com/document/berk-03-biller-direct-one-time-payment/)
- [BERK 01 - Biller Direct Auto Pay Setup](https://insureyourhorse.com/document/berk-01-biller-direct-auto-pay-setup/)
- [BERK 07 - Sample No Known Loss Statement](https://insureyourhorse.com/document/berk-07-sample-no-known-loss-statement/)
- [BERK 06 - Therapeutic Riding Program Supplement 09.17](https://insureyourhorse.com/document/berk-06-therapeutic-riding-program-supplement-09-17/)
- [BERK 05 - Horse Camp Supplement 09.17](https://insureyourhorse.com/document/berk-05-horse-camp-supplement-09-17/)
- [BERK 03 - Equine Liability Program Application (FL Only)  09.17](https://insureyourhorse.com/document/berk-03-equine-liability-program-application-fl-only-09-17/)
- [BERK 04 - Care Custody & Control App 09.17](https://insureyourhorse.com/document/berk-04-care-custody-control-app-09-17/)
- [BERK 02 - Equine Liability Program Application (AL, AR, IA, ID, LA, MS, ND, NM, OR, SD, UT, WV, WY) 09.17](https://insureyourhorse.com/document/berk-02-equine-liability-program-application-alariaidlamsndnmorsdutwvwy-09-17/)
- [BERK 01 - Equine Liability Application (All Other States) 09.17](https://insureyourhorse.com/document/berk-01-equine-liability-application-all-other-states-09-17/)
- [BERK 01 - Farm Package Application 09.17](https://insureyourhorse.com/document/berk-01-farm-package-application-09-17/)
- [BERK 05 - CA Earthquake Supplement 09.17](https://insureyourhorse.com/document/berk-05-ca-earthquake-supplement-09-17/)
- [BERK 04 - Wood Stove Supplement](https://insureyourhorse.com/document/berk-04-wood-stove-supplement/)
- [BERK 03 - Older Outbuilding Supplement (Over 20 Years) 09.17](https://insureyourhorse.com/document/berk-03-older-outbuilding-supplement-over-20-years-09-17/)
- [BASC 06 - Camp Questionnaire 24.01.09](https://insureyourhorse.com/document/basc-06-camp-questionnaire-fillable-24-01-09/)
- [BASC 05 - Equine Therapy Questionnaire 24.01.09](https://insureyourhorse.com/document/basc-05-therapy-questionnaire-fillable-24-01-09/)
- [BASC 02 - Farm Limited Application 24.01.11](https://insureyourhorse.com/document/basc-02-farm-limited-application-fillable-24-01-11/)
- [BASC 03 - Aged Structure Questionnaire 24.01.09](https://insureyourhorse.com/document/basc-03-aged-structure-questionnaire-fillable-24-01-09/) - Use for buildings built prior to 1990.
- [BASC 04 - Equine Questionnaire 24.01.09](https://insureyourhorse.com/document/basc-04-equine-questionnaire-fillable-24-01-09/)
- [BASC 01 - Farm Application 24.01.11](https://insureyourhorse.com/document/basc-01-farm-application-fillable-24-01-11/) - Bascule's farm insurance application. This application is for farms in all states except Alaska & Hawaii. Bascule has a limited property appetite in California and Florida This application must be used in conjunction with the Equine Questionnaire.
- [ARIC 07 - Event Notification Requirement L208](https://insureyourhorse.com/document/aric-07-event-notification-requirement-l208/)
- [ARIC 06 - EIS Policyholder Notice](https://insureyourhorse.com/document/aric-06-eis-policyholder-notice/)
- [ARIC 05 - Cyber Liability Flyer   American Reliable](https://insureyourhorse.com/document/aric-05-cyber-liability-flyer-american-reliable/)
- [ARIC 04 - Farm & Equine Enhancement](https://insureyourhorse.com/document/aric-04-farm-equine-enhancement/)
- [ARIC 03 - Private Horse Owners Liability Brochure](https://insureyourhorse.com/document/aric-03-private-horse-owners-liability-brochure/)
- [ARIC 02 - New Business Underwriting and Appetite Updates 2023.10](https://insureyourhorse.com/document/aric-02-new-business-underwriting-and-appetite-updates-2023-10/)
- [ARIC 01 - Agribusiness AOR Guildelines 09.2019](https://insureyourhorse.com/document/aric-01-agribusiness-aor-guildelines-09-2019/)
- [ARIC 10 - No Known Loss Statement](https://insureyourhorse.com/document/aric-10-no-known-loss-statement/)
- [ARIC 09 - Therapeutic Program Questionnaire AE8238M0622](https://insureyourhorse.com/document/aric-09-therapeutic-program-questionnaire-ae8238m0622/)
- [ARIC 09 - Swimming Pool Questionniare AE8237M0622](https://insureyourhorse.com/document/aric-09-swimming-pool-questionniare-ae8237m0622/)
- [ARIC 09 - Overnight Camp Questionnaire AE8236M0622](https://insureyourhorse.com/document/aric-09-overnight-camp-questionnaire-ae8236m0622/)
- [ARIC 09 - Hunting or Fishing Questionnaire AE8233M0622](https://insureyourhorse.com/document/aric-09-hunting-or-fishing-questionnaire-ae8233m0622/)
- [ARIC 09 - Employer's Liability Questionnaire AE8230M0622](https://insureyourhorse.com/document/aric-09-employers-liability-questionnaire-ae8230m0622/)
- [ARIC 09 - Dog Questionnaire AE8228M0622](https://insureyourhorse.com/document/aric-09-dog-questionnaire-ae8228m0622/)
- [ARIC 09 - Day Camp Questionnaire AE8227M0622](https://insureyourhorse.com/document/aric-09-day-camp-questionnaire-ae8227m0622/)
- [ARIC 09 - Custom Farming Questionnaire AE8225M0622](https://insureyourhorse.com/document/aric-09-custom-farming-questionnaire-ae8225m0622/)
- [ARIC 05 - Excess & Umbrella App AU8000A0622](https://insureyourhorse.com/document/aric-05-excess-umbrella-app-au8000a0622/)
- [ARIC 03 - Riding Club App AE8228A0422](https://insureyourhorse.com/document/aric-03-riding-club-app-ae8228a0422/)
- [ARIC 02 - Equine Liability App AE8225A0722](https://insureyourhorse.com/document/aric-02-equine-liability-app-ae8225a0722/)
- [EIS 03 - Blanket Farm Personal Property Supplement](https://insureyourhorse.com/document/eis-03-blanket-farm-personal-property-supplement/)
- [EIS 02 - CCC Rejection (2019 11   Final)](https://insureyourhorse.com/document/eis-02-ccc-rejection-2019-11-final/)
- [EIS 04 - FPP Inventory](https://insureyourhorse.com/document/eis-04-fpp-inventory/)
- [ARIC 02 - Farm & Equine App AE8224A0622](https://insureyourhorse.com/document/aric-02-farm-equine-app-ae8224a0622/)
- [ARIC 04 - Farm App (No Equine) AE8224A0622](https://insureyourhorse.com/document/aric-04-farm-app-no-equine-ae8224a0622/)
- [ARIC 05 - Mobile Home Questionnaire AE8235M0622](https://insureyourhorse.com/document/aric-05-mobile-home-questionnaire-ae8235m0622/)
- [ARIC 06 - Older Dwelling Questionnaire AE8229M1122](https://insureyourhorse.com/document/aric-06-dwelling-questionnaire-ae8229m1122/)
- [ARIC 07 - Wood Stove Questionnaire AE8239M0622](https://insureyourhorse.com/document/aric-07-wood-stove-questionnaire-ae8239m0622/)
- [ARIC 03 - Farm Property App](https://insureyourhorse.com/document/aric-03-farm-property-app/)
- [ARIC 01 - Automatic ACH Payment Authorization](https://insureyourhorse.com/document/aric-01-automatic-ach-payment-authorization/)
- [AEIG 65 - Event Notification Requirement L208](https://insureyourhorse.com/document/aeig-65-event-notification-requirement-l208/)
- [AEIG 62 - Farm Property Promo 0816](https://insureyourhorse.com/document/aeig-62-farm-property-promo-0816/)
- [AEIG 61 - DB Installment Info](https://insureyourhorse.com/document/aeig-61-db-installment-info/)
- [AEIG 23 - Day Camp Supplement 10.2018](https://insureyourhorse.com/document/aeig-23-day-camp-supplement-10-2018/)
- [AEIG 42 - CCC Rejection (2019 11)](https://insureyourhorse.com/document/aeig-42-ccc-rejection-2019-11/)
- [AEIG 41 - Sample No Known Loss Statement](https://insureyourhorse.com/document/aeig-41-sample-no-known-loss-statement/)
- [AEIG 26 - Horse Rescue Supplement](https://insureyourhorse.com/document/aeig-26-horse-rescue-supplement/)
- [AEIG 27 - Horse Drawn Vehicle Rides Supplement 10.2018](https://insureyourhorse.com/document/aeig-27-horse-drawn-vehicle-rides-supplement-10-2018/)
- [AEIG 25 - Therapeutic Riding Supplement 10.2018](https://insureyourhorse.com/document/aeig-25-therapeutic-riding-supplement-10-2018/)
- [AEIG 24 - Pony Ride Supplement 10.2018](https://insureyourhorse.com/document/aeig-24-pony-ride-supplement-10-2018/)
- [AEIG 22 - Race Horse CGL Application 10.01.2018](https://insureyourhorse.com/document/aeig-22-race-horse-cgl-application-10-01-2018/)
- [AEIG 21 - CGL Application 10.01.18](https://insureyourhorse.com/document/aeig-21-cgl-application-10-01-18/)
- [AEIG 04 - Outbuilding RC Form](https://insureyourhorse.com/document/aeig-04-outbuilding-rc-form/)
- [AEIG 03 - Oklahoma Property Supplement (ERP SUP120OK 0816)](https://insureyourhorse.com/document/aeig-03-oklahoma-property-supplement-erp-sup120ok-0816/)
- [AEIG 02 - Older Dwelling Questionnaire 07.22.10](https://insureyourhorse.com/document/aeig-02-older-dwelling-questionnaire-07-22-10/)
- [AEIG 01 - Farm Application 09.01.16](https://insureyourhorse.com/document/aeig-01-farm-application-09-01-16/)
- [ARIC 04 - Young Driver Questionnaire CA74011104](https://insureyourhorse.com/document/aric-04-young-driver-questionnaire-ca74011104/)
- [ARIC 03 - Truck Tractor Questionnaire A8218M0622](https://insureyourhorse.com/document/aric-03-truck-tractor-questionnaire-a8218m0622/)
- [ARIC 02 - Driver Self Appraisal Questionnaire A8220M0622](https://insureyourhorse.com/document/aric-02-driver-self-appraisal-questionnaire-a8220m0622/)
- [ARIC 01 - Auto Layup Questionnaire A8219M0622](https://insureyourhorse.com/document/aric-01-auto-layup-questionnaire-a8219m0622/)
- [BERK 01 Mortality Application   01 20 (Reader Enabled)](https://insureyourhorse.com/document/berk-01-mortality-application-01-20-reader-enabled/)
- [BERK 03 Vet Exam (with Foal Q's)](https://insureyourhorse.com/document/berk-03-vet-exam-with-foal-qs/)
- [BERK 04 LOU II Vet Exam   09 17](https://insureyourhorse.com/document/berk-04-lou-ii-vet-exam-09-17/)
- [BERK 05 Justification of Value](https://insureyourhorse.com/document/berk-05-justification-of-value/)
- [BERK 06 Fertility Exam Form   09 17](https://insureyourhorse.com/document/berk-06-fertility-exam-form-09-17/)
- [BERK 07 Reinstatement Health Form](https://insureyourhorse.com/document/berk-07-reinstatement-health-form/)
- [BERK 08 Health Condition Form   General (Vet Statement)](https://insureyourhorse.com/document/berk-08-health-condition-form-general-vet-statement/)
- [BERK 500 NBS Instructions](https://insureyourhorse.com/document/berk-500-nbs-instructions/)
- [BERK 51 Mortality Flyer](https://insureyourhorse.com/document/berk-51-mortality-flyer/)
- [BERK 52 Berkley Equine Stall Card](https://insureyourhorse.com/document/berk-52-berkley-equine-stall-card/)
- [BERK 53 Claims Notice](https://insureyourhorse.com/document/berk-53-claims-notice/)
- [BERK 54 Foal Vet Exam Guidelines   StarNet](https://insureyourhorse.com/document/berk-54-foal-vet-exam-guidelines-starnet/)
- [HART 01 Mortality Application LS1601](https://insureyourhorse.com/document/hart-01-mortality-application-ls1601/)
- [HART 02 Mortality Application (LA, VA) LS160106](https://insureyourhorse.com/document/hart-02-mortality-application-la-va-ls160106/)
- [HART 03 Vet Exam LS1602](https://insureyourhorse.com/document/hart-03-vet-exam-ls1602/)
- [HART 04 Justification of Value LS1622](https://insureyourhorse.com/document/hart-04-justification-of-value-ls1622/)
- [HART 04 Statement of Health LS1623](https://insureyourhorse.com/document/hart-04-statement-of-health-ls1623/)
- [HART 05 Breeding Soundness Evaluation LS1627](https://insureyourhorse.com/document/hart-05-breeding-soundness-evaluation-ls1627/)
- [HART 06 Stallion Infertility Supplement LS1628](https://insureyourhorse.com/document/hart-06-stallion-infertility-supplement-ls1628/)
- [HART 07 Genitalia Exam Certificate](https://insureyourhorse.com/document/hart-07-genitalia-exam-certificate/)
- [HART 08 Health Condition Form   General (Vet Statement)](https://insureyourhorse.com/document/hart-08-health-condition-form-general-vet-statement/)
- [HART 09 No Known Loss Statement   Hartford](https://insureyourhorse.com/document/hart-09-no-known-loss-statement-hartford/)
- [HART 500 NBS Instructions](https://insureyourhorse.com/document/hart-500-nbs-instructions/)
- [HART 51 Hartford Mortality Brochure](https://insureyourhorse.com/document/hart-51-hartford-mortality-brochure/)
- [HART 52 Hartford Mortality Flyer](https://insureyourhorse.com/document/hart-52-hartford-mortality-flyer/)
- [HART 53 Mortality Program Highlights](https://insureyourhorse.com/document/hart-53-mortality-program-highlights/)
- [HART 54 Hartford Stall Card](https://insureyourhorse.com/document/hart-54-hartford-stall-card/)
- [GAIG 500 NBS Instructions](https://insureyourhorse.com/document/gaig-500-nbs-instructions/)
- [GAIG 52 Tack Coverage Flier](https://insureyourhorse.com/document/gaig-52-tack-coverage-flier/)
- [GAIG 53 Billing](https://insureyourhorse.com/document/gaig-53-billing/)
- [GAIG 54 Great American Mobile App Info](https://insureyourhorse.com/document/gaig-54-great-american-mobile-app-info/)
- [GAIG 55 Claim Reporting Contacts & Guidelines](https://insureyourhorse.com/document/gaig-55-claim-reporting-contacts-guidelines/)
- [ARIC 01 Automatic ACH Payment Authorization (Mortality)](https://insureyourhorse.com/document/aric-01-automatic-ach-payment-authorization-mortality/)
- [ARIC 02 Equine Mortality Application   A8049A0319](https://insureyourhorse.com/document/aric-02equine-mortality-application-a8049a0319/)
- [ARIC 03 Equine Mortality Application+Enh   A8049A0319](https://insureyourhorse.com/document/aric-03-equine-mortality-applicationenh-a8049a0319/)
- [ARIC 04 Vet Exam A8197M0915](https://insureyourhorse.com/document/aric-04-vet-exam-a8197m0915/)
- [ARIC 05 Statement of Health   A8198M0915](https://insureyourhorse.com/document/aric-05-statement-of-health-a8198m0915/)
- [ARIC 06 Justification of Value A8199M0915](https://insureyourhorse.com/document/aric-06-justification-of-value-a8199m0915/)
- [ARIC 07 Fertility Exam Form](https://insureyourhorse.com/document/aric-07-fertility-exam-form/)
- [ARIC 08 Loss of Use Supplemental Application](https://insureyourhorse.com/document/aric-08-loss-of-use-supplemental-application/)
- [ARIC 09 Health Condition Form   General (Vet Statement)](https://insureyourhorse.com/document/aric-09-health-condition-form-general-vet-statement/)
- [ARIC 10 Sample No Known Loss Statement   American Reliable Mortality](https://insureyourhorse.com/document/aric-10-sample-no-known-loss-statement-american-reliable-mortality/)
- [ARIC 500 NBS Instructions](https://insureyourhorse.com/document/aric-500-nbs-instructions/)
- [ARIC 51 Mortality Trifold   AGBR90270122](https://insureyourhorse.com/document/aric-51-mortality-trifold-agbr90270122/)
- [ARIC 52 Horseman's Enhancement End't   AGFL90520322](https://insureyourhorse.com/document/aric-52-horsemans-enhancement-endt-agfl90520322/)
- [ARIC 53 Customer Testimonial   AGFL90280720](https://insureyourhorse.com/document/aric-53-customer-testimonial-agfl90280720/)
- [ARIC 54 Claims Comparison for MM and MM Plus vs Co Pay Carriers](https://insureyourhorse.com/document/aric-54-claims-comparison-for-mm-and-mm-plus-vs-co-pay-carriers/)
- [ARIC 55 American Reliable Stall Card](https://insureyourhorse.com/document/aric-55-american-reliable-stall-card/)
- [ARIC 56 Equine Mortality Appetite and Products Guide 8 18 2023 Final](https://insureyourhorse.com/document/aric-56-equine-mortality-appetite-and-products-guide-8-18-2023-final/)
- [AEIG 01 Mortality Application 09.01.2016](https://insureyourhorse.com/document/aeig-01-mortality-application-09-01-2016/)
- [AEIG 02 Mortality Application   LS1](https://insureyourhorse.com/document/aeig-02-mortality-application-ls1/)
- [AEIG 03 Mortality Application   Florida 07.01.2017](https://insureyourhorse.com/document/aeig-03-mortality-application-florida-07-01-2017/)
- [AEIG 04   Statement of Health](https://insureyourhorse.com/document/aeig-04-statement-of-health/)
- [AEIG 05 Vet Cert 04.01.09 (8.0)](https://insureyourhorse.com/document/aeig-05-vet-cert-04-01-09-8-0/)
- [AEIG 06 Vet Exam (Foals)](https://insureyourhorse.com/document/aeig-06-vet-exam-foals/)
- [AEIG 07 LOU Vet Exam](https://insureyourhorse.com/document/aeig-07-lou-vet-exam/)
- [AEIG 08 Vet Cert   Expanded 04.01.09 (8.0)](https://insureyourhorse.com/document/aeig-08-vet-cert-expanded-04-01-09-8-0/)
- [AEIG 10 All Around Supplement](https://insureyourhorse.com/document/aeig-10-all-around-supplement/)
- [AEIG 11 Health Condition Form](https://insureyourhorse.com/document/aeig-11-health-condition-form/)
- [AEIG 12 Infertility Supplement](https://insureyourhorse.com/document/aeig-12-infertility-supplement/)
- [AEIG 13 Genitalia Exam Certificate](https://insureyourhorse.com/document/aeig-13-genitalia-exam-certificate/)
- [AEIG 19 Justification of Value 12.01.13](https://insureyourhorse.com/document/aeig-19-justification-of-value-12-01-13/)
- [AEIG 500 NBS Instructions](https://insureyourhorse.com/document/aeig-500-nbs-instructions/)
- [AEIG 51 Mortality Flyer (10 2016)](https://insureyourhorse.com/document/aeig-51-mortality-flyer-10-2016/)
- [AEIG 52 Mortality Highlights w Surg 0816](https://insureyourhorse.com/document/aeig-52-mortality-highlights-w-surg-0816/)
- [AEIG 53 Payment Plans 2023 (002)](https://insureyourhorse.com/document/aeig-53-payment-plans-2023-002/)
- [AEIG 54 DB Installment Info](https://insureyourhorse.com/document/aeig-54-db-installment-info/)
- [ARIC 09 - Hay Questionnaire   AE8231M0622](https://insureyourhorse.com/document/aric-09-hay-questionnaire-ae8231m0622/)
- [EIS 01 - ACORD 45 Additional Insured Schedule](https://insureyourhorse.com/document/eis-01-acord-45-additional-insured-schedule/)

## Categories

- [Farris Law Firm, LLC](https://insureyourhorse.com/category/farris-law-firm/) - Articles by Denise Farris and Mike Beeth of Farris Law Firm, LLC
- [Julie Fershtman](https://insureyourhorse.com/category/julie-fershtman/) - Articles by Julie I Fershtman, Esq.
- [Mortality Insurance](https://insureyourhorse.com/category/mortality-insurance/)
- [Liability Insurance](https://insureyourhorse.com/category/liability-insurance/)
- [Farm Insurance](https://insureyourhorse.com/category/farm-insurance/)
- [Legal (Miscellaneous)](https://insureyourhorse.com/category/legal-miscellaneous/)
- [Evan Beauchamp](https://insureyourhorse.com/category/evan-beauchamp/)
- [Waivers & Contracts](https://insureyourhorse.com/category/waivers-contracts/)

## Document Categories

- [Applications - Farm](https://insureyourhorse.com/document-category/farm-liab/aeig-farm-liab/aeig-apps-farm/)
- [Brochures / Flyers](https://insureyourhorse.com/document-category/farm-liab/aeig-farm-liab/broc-aeig/)
- [01 - Farm & Liability Coverages](https://insureyourhorse.com/document-category/farm-liab/)
- [Berkley Equine & Cattle (StarNet Insurance Company)](https://insureyourhorse.com/document-category/mort/star-mort/) - STAR Mortality Files
- [Berkley Agribusiness](https://insureyourhorse.com/document-category/farm-liab/berk-farm-liab/) - BERK Farm & Liability Files
- [Travelers Agribusiness](https://insureyourhorse.com/document-category/farm-liab/trav-farm/) - TRAV Farm Files
- [Great American Insurance Group](https://insureyourhorse.com/document-category/farm-liab/gaig-farm/) - GAIG Farm & Liability Files
- [Hartford Livestock](https://insureyourhorse.com/document-category/mort/hart/) - HART Mortality Files
- [American Equine Insurance Group](https://insureyourhorse.com/document-category/farm-liab/aeig-farm-liab/) - AEIG Farm & Liability Files
- [American Equine Insurance Group](https://insureyourhorse.com/document-category/mort/aeig-mort/) - AEIG Mortality Files
- [American Reliable Insurance Company](https://insureyourhorse.com/document-category/farm-liab/aric-farm-liab/) - ARIC Farm & Liability Files
- [American Reliable Insurance Company](https://insureyourhorse.com/document-category/mort/aric-mort/) - ARIC Mortality Files
- [Bascule Equine Underwriting](https://insureyourhorse.com/document-category/farm-liab/basc-farm-liab/) - BASC Farm & Liability Files
- [Applications - Liability](https://insureyourhorse.com/document-category/farm-liab/aeig-farm-liab/aeig-apps-liab/)
- [Applications - Farm](https://insureyourhorse.com/document-category/farm-liab/aric-farm-liab/aric-apps-farm/)
- [Applications - Farm](https://insureyourhorse.com/document-category/farm-liab/basc-farm-liab/basc-apps-farm/)
- [Applications - Liability](https://insureyourhorse.com/document-category/farm-liab/basc-farm-liab/basc-apps-liab/)
- [Applications - Farm](https://insureyourhorse.com/document-category/farm-liab/gaig-farm/gaig-apps-farm/)
- [Applications - Liability](https://insureyourhorse.com/document-category/farm-liab/gaig-farm/gaig-apps-liab/)
- [Applications - Farm](https://insureyourhorse.com/document-category/farm-liab/trav-farm/trav-apps-farm/)
- [Applications - Liability](https://insureyourhorse.com/document-category/farm-liab/aric-farm-liab/aric-apps-liab/)
- [Applications - Farm](https://insureyourhorse.com/document-category/farm-liab/berk-farm-liab/berk-apps-farm/)
- [Applications - Liability](https://insureyourhorse.com/document-category/farm-liab/berk-farm-liab/berk-apps-lib/)
- [Brochures / Flyers](https://insureyourhorse.com/document-category/farm-liab/aric-farm-liab/broc-aric/)
- [Brochures / Flyers](https://insureyourhorse.com/document-category/farm-liab/basc-farm-liab/bro-basc/)
- [Brochures / Flyers](https://insureyourhorse.com/document-category/farm-liab/berk-farm-liab/broc-berk/)
- [Brochures / Flyers](https://insureyourhorse.com/document-category/farm-liab/gaig-farm/broc-gaig/)
- [Brochures / Flyers](https://insureyourhorse.com/document-category/farm-liab/trav-farm/broc-trav/)
- [Great American Insurance Group](https://insureyourhorse.com/document-category/mort/gaig-mort/)
- [Application Forms](https://insureyourhorse.com/document-category/mort/aeig-mort/apps-aeig-mort/)
- [Application Forms](https://insureyourhorse.com/document-category/mort/aric-mort/apps-aric-mort/)
- [Application Forms](https://insureyourhorse.com/document-category/mort/star-mort/apps-star-mort/)
- [Application Forms](https://insureyourhorse.com/document-category/mort/gaig-mort/apps-gaig-mort/)
- [Application Forms](https://insureyourhorse.com/document-category/mort/hart/apps-hart-mort/)
- [Brochures / Flyers](https://insureyourhorse.com/document-category/mort/aeig-mort/broc-aeig-mort/)
- [Brochures / Flyers](https://insureyourhorse.com/document-category/mort/aric-mort/broc-aric-mort/)
- [Brochures / Flyers](https://insureyourhorse.com/document-category/mort/gaig-mort/broc-gaig-mort/)
- [Brochures / Flyers](https://insureyourhorse.com/document-category/mort/star-mort/broc-star-mort/)
- [Brochures / Flyers](https://insureyourhorse.com/document-category/mort/hart/broc-hart-mort/)
- [Applications - Auto](https://insureyourhorse.com/document-category/farm-liab/aric-farm-liab/aric-apps-auto/)
- [Applications - Auto](https://insureyourhorse.com/document-category/farm-liab/gaig-farm/gaig-apps-auto/)
- [Underwriting Guides](https://insureyourhorse.com/document-category/farm-liab/gaig-farm/gaig-uwguides/)
- [Coverage Forms](https://insureyourhorse.com/document-category/farm-liab/gaig-farm/gaig-cov-forms/)
- [Coverage Forms](https://insureyourhorse.com/document-category/farm-liab/trav-farm/trav-cov-forms/)
- [Applications - Auto](https://insureyourhorse.com/document-category/farm-liab/trav-farm/trav-apps-auto/)
- [03 - Directors & Officers](https://insureyourhorse.com/document-category/d-o/)
- [04 - Workers Compensation](https://insureyourhorse.com/document-category/wc/)
- [Flyers - D&O](https://insureyourhorse.com/document-category/d-o/flyers-d-0/)
- [Applications - D&O](https://insureyourhorse.com/document-category/d-o/applications-d-o/)
- [Applications - Workers Comp.](https://insureyourhorse.com/document-category/wc/applications-workers-comp/)
- [Flyers & Underwriting - Workers Comp](https://insureyourhorse.com/document-category/wc/flyers-underwriting-workers-comp/)

## File Types

- [pdf](https://insureyourhorse.com/file-type/pdf/)
- [docx](https://insureyourhorse.com/file-type/docx/)
- [xls](https://insureyourhorse.com/file-type/xls/)
- [doc](https://insureyourhorse.com/file-type/doc/)

## Document Download

- [document-download](https://insureyourhorse.com/document-download/document-download/)