Farm Personal Property Insurance: What Horse Owners Should Schedule
Learn how farm policies cover tack, equipment, machinery, livestock, and other property—and when individual scheduling may be necessary.
Can Someone Use Your Horse Photo Without Permission?
Understand publicity rights and possible remedies when a business uses your name, image, or likeness for commercial promotion without consent.
Why Strong Equine Liability Cases Sometimes Settle
Learn how defense costs, uncertain outcomes, appeal risks, and economics can make settlement sensible even when strong defenses exist.
How Equine Businesses Can Preserve Corporate Liability Protection
Nine practical steps for respecting corporate formalities and reducing the risk that business liabilities reach an owner’s personal assets.
Horse Registration Papers: Who Owns Them After a Sale?
Explore ownership disputes involving registration papers and the contract terms buyers and sellers should address before completing a sale.
Why Equine Liability Waivers Fail: Law, Wording, and Signing Problems
Examine three common failure points: unfavorable state law, defective language, and problems with how the waiver was presented or signed.
How to Make an Equine Liability Waiver More Enforceable
Improve waiver language, presentation, signatures, renewal practices, and record retention while recognizing that waivers do not replace insurance.
Horse Insurance Mistakes That Can Jeopardize a Claim
Avoid late notice, undervaluation, renewal surprises, and misunderstandings about mortality, loss-of-use, and major-medical coverage.
Common Equine Liability Insurance Myths That Can Leave You Unprotected
Correct misconceptions about liability statutes, waivers, homeowners policies, umbrella coverage, care-custody-control, workers’ compensation, and event insurance.
Volunteer Liability at Horse Shows, Stables, and Equine Organizations
Understand when volunteers and the organizations they serve may face liability—and how insurance, supervision, and agreements can reduce risk.