Equine Liability Insurance

  • Why Choose Equine Insurance Specialists?
    Why Choose Equine Insurance Specialists for Your Coverage? For more than three decades, Equine Insurance Specialists has been a trusted leader in the horse insurance marketplace. As one of the[…]
  • Does my homeowners insurance cover incidental boarding?
    Does my homeowners insurance cover incidental boarding?  I’m only keeping one or two horses for a friend or family member.  This is one of the most frequently-asked questions that we[…]
  • Why Do Liability Releases Sometimes Fail? (Part 1)
    “Releases are not worth the paper they’re written on.” We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of[…]
  • Why Do Liability Releases Sometimes Fail? (Part 2)
    “Releases are not worth the paper they’re written on.” We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of[…]
  • Do You Understand Your Equine Insurance? (Part 2)
    When it comes to equine-related insurance, misconceptions have plagued the horse industry for years. Most people do not understand what they bought, what they need, whether they have the coverage[…]
  • Do You Understand Your Equine Insurance? (Part 1)
    When it comes to equine-related insurance, misconceptions have plagued the horse industry for years. Most people do not understand what they bought, what they need, whether they have the coverage[…]
  • The Liability of Volunteers
    Volunteers are the life blood of the horse industry. They make things work. They help run horse shows, handicapped riding programs, association, 4-H groups, scouting groups, pony clubs, humane societies,[…]
  • Achieving Positive Trainer / Customer Relationships
    What do horse trainers and automobile mechanics have in common? Nothing. Cars can be fixed, but some horses seem virtually impossible to break. Mechanics usually can estimate the time and[…]
  • Myths About Releases or Waivers
    In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine[…]
  • Myths About Equine-Related Insurance
    In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine[…]
  • Myths About the Equine Activity Liability Acts
    In the horse industry, rumors and myths abound regarding important legal issues. This three-part series of articles explores some common myths in the horse industry. Part one discusses the equine[…]
  • How to Create Costly Legal Disputes Involving an Equine-Related Contract
    Are you looking for ways to part with more of your hard-earned money and to create disruption in your life and business? Would you like to increase your chances of[…]
  • Turning a Good Boarding Contract Into a Great Contract
    Could the following scenario happen to you? You just returned from your dream vacation — a two-week Caribbean cruise. You immediately dropped off your bags at home and rushed straight[…]
  • Independent Contractor or Employee: It Pays to Know the Difference
    Succeeding in the horse industry nowadays is tough. Expenses are high. Competition is fierce. Labor costs are high. Making a profit, it seems, is harder than ever. Wouldn’t it be[…]
  • The “Nuisance” that Could Permanently Close a Horse Facility
    It is a well-known fact that a single 1,000 pound horse will produce about 10 tons of manure each year. Can a nearby landowner bring a lawsuit seeking to close[…]
  • Powerful Tools for Fee Collection For Trainers and Stable Owners
    As an owner of training and boarding facilities, you face collection problems just like all business people. Unlike standard business debt, which remains fixed and liquidated, you face accruing maintenance[…]
  • Equine Activity Liability Statutes What Do They Protect?
    The 1990’s witnessed a revolution in the laws regarding liability of horsemen for equine-related injuries. As of December, 1997, 40 states have enacted equine activity liability laws. State legislatures created[…]
  • “So Sue Me . . .” (Just Hope My Liability Waiver Is Working)
    I can’t tell you how many times I’ve heard a stable owner tell me “They won’t sue me. They signed a liability waiver”. This statement reflects a misconception prevalent in[…]
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