insureyourhorse.com Blog – Equine Insurance Specialists

Why Choose Equine Insurance Specialists?

Why Choose Equine Insurance Specialists for Your Coverage? For more than three decades, Equine Insurance Specialists has been a trusted leader in the horse insurance marketplace. As one of the nation’s largest specialty brokerage firms, we’ve built our reputation on innovation, expertise, and a deep understanding of the equine industry. We were the first to[…]

Instant Online Mortality Quotes – Part 1 of 3 (The Initial Proposal)

By Evan Beauchamp, AFIS, AAI, AINSPosted on December 10, 2023Posted in Evan Beauchamp, Mortality Insurance

How to Get an Instant Equine Mortality Insurance Quote — No Waiting Required Question: I’m interested in equine mortality insurance, but I don’t know how much it will cost. Is there an easy way to get a mortality quote right now without having to wait for someone to get back to me? Answer: Absolutely. Whether[…]

Instant Online Mortality Quotes – Part 2 of 3 (Adding Optional Coverages)

By Evan Beauchamp, AFIS, AAI, AINSPosted on November 20, 2023Posted in Evan Beauchamp, Mortality Insurance

How to Add Medical, Surgical & Loss of Use Coverage to Your Mortality Quote Question: I’ve just used your website to get a mortality quote. How do I add coverage options like medical, surgical and loss of use? Answer: This post walks you through adding optional coverages to your full mortality proposals at insureyourhorse.com/quote. f you[…]

Instant Online Mortality Quotes – Part 3 of 3 (Buying the Coverage)

By Evan Beauchamp, AFIS, AAI, AINSPosted on November 3, 2023Posted in Evan Beauchamp, Mortality Insurance

Convert Your Quote into a Policy Question: Now that I have the quote I want to purchase, how do I turn it into an active policy? Answer: This guide walks you through purchasing the coverages you’ve quoted online at insureyourhorse.com/quote. If you missed them, Part 1 explains how to get an instant mortality quote, and[…]

Does my homeowners insurance cover incidental boarding?

By Evan Beauchamp, AFIS, AAI, AINSPosted on June 13, 2018Posted in Evan Beauchamp, Liability Insurance

Does my homeowners insurance cover incidental boarding? I’m only keeping one or two horses for a friend or family member. This is one of the most frequently-asked questions that we receive. All too often, the answer to this question is learned too late. This article describes several claim scenarios and explains how the typical homeowners[…]

Insuring Your Farm Personal Property

By Evan Beauchamp, AFIS, AAI, AINSPosted on December 22, 2017Posted in Evan Beauchamp, Farm Insurance2 Comments

Because no two farms are identical, farm policies are written with a great deal of flexibility to cover the property insurance needs of individual farm owners. For this reason, there is no automatic farm personal property coverage afforded under the typical farm policy. This gives you the ability to purchase just the coverages you need,[…]

A Picture is Worth a Thousand… Dollars?

By Julie I. Fershtman, Esq.Posted on December 22, 2017Posted in Julie Fershtman, Legal (Miscellaneous)

Understanding the Legal Right of Publicity With an ear-to-ear grin as you proudly sit astride your gleaming horse, you grasp a big blue ribbon. This photograph graces the walls of your home and can be seen in the homes of your relatives and friends. But what happens if, one day, a major equine goods manufacturer[…]

Why did You Settle that Case?

By Julie I. Fershtman, Esq.Posted on December 22, 2017Posted in Julie Fershtman, Legal (Miscellaneous)

A horrible nightmare has come true. During a casual Sunday afternoon trail ride, your friend fell off your horse. Now, several months later, he is suing you. You know you have powerful defenses. The horse he fell from — your elderly and practically “bomb-proof” gelding — barely moves and has never thrown a rider. You[…]

Will Your Corporation Limit Your Personal Liability?

By Julie I. Fershtman, Esq.Posted on December 22, 2017Posted in Julie Fershtman, Legal (Miscellaneous)

Nine Suggestions for Taking Your Corporation Seriously so that Others Will Too. Who needs a corporation? Possibly, you. The corporation’s main benefit is that it can serve as a liability shield — that is, individuals running the corporation are typically immunized from personal liability for liabilities arising out of the corporation’s activities. This can be[…]

Papers, Papers – Who Has the Papers?

By Julie I. Fershtman, Esq.Posted on December 22, 2017Posted in Julie Fershtman, Legal (Miscellaneous), Mortality Insurance, Waivers & Contracts

Two months ago you bought the horse you always wanted. Your goal was to win championships in breed-recognized horse shows. Now, however, it appears that a terrible problem has ended your plans: The seller will not transfer the horse’s breed registration papers into your name. Your arsenal of weapons is limited — there is no[…]