Equine Insurance Specialists

Insuring horses and their people since 1992.

Equine Insurance Specialists

Insuring horses and their people since 1992.

insureyourhorse.com Blog

Why Do Liability Releases Sometimes Fail? (Part 1)

By Julie I. Fershtman, Esq.Posted on Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Waivers & Contracts
“Releases are not worth the paper they’re written on.” We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of liability (also called “waivers”) are probably the most misunderstood contracts in the entire horse industry.
Read More

Why Do Liability Releases Sometimes Fail? (Part 2)

By Julie I. Fershtman, Esq.Posted on Posted in Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Waivers & Contracts
“Releases are not worth the paper they’re written on.” We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of liability (also called “waivers”) are probably the most misunderstood contracts in the entire horse industry. Part one of this two-part series explored the three main[…]
Read More

Do You Understand Your Equine Insurance? (Part 2)

By Julie I. Fershtman, Esq.Posted on Posted in Julie Fershtman, Legal (Miscellaneous), Liability Insurance
When it comes to equine-related insurance, misconceptions have plagued the horse industry for years. Most people do not understand what they bought, what they need, whether they have the coverage they think they do, and how to keep their coverage intact. Insurance is an important and expensive purchase. Part One of this series explored some[…]
Read More

Do You Understand Your Equine Insurance? (Part 1)

By Julie I. Fershtman, Esq.Posted on Posted in Julie Fershtman, Legal (Miscellaneous), Liability Insurance
When it comes to equine-related insurance, misconceptions have plagued the horse industry for years. Most people do not understand what they bought, what they need, whether they have the coverage they think they do, and how to keep their coverage intact. Insurance is a very important purchase. With so much at stake, can you really[…]
Read More

Are Your Contracts Fine-Tuned? Part 2

By Julie I. Fershtman, Esq.Posted on Posted in Julie Fershtman, Legal (Miscellaneous), Waivers & Contracts
Do you really believe that you have the “perfect” contracts for your equine activities? Do you believe that your contracts adequately account for the unique requirements of your state’s law? This conclusion of the two-part series covers more details to consider for “fine-tuning” contracts used in equine-related activities and transactions.
Read More

Are Your Contracts Fine-Tuned? Part 1

By Julie I. Fershtman, Esq.Posted on Posted in Julie Fershtman, Legal (Miscellaneous), Waivers & Contracts
Do you really believe that you have the “perfect” contracts for your equine activities? Do you believe that your contracts adequately account for the unique requirements of your state’s law? The following is a general review of ten details to consider in an effort to “fine-tune” a variety of contracts used in equine-related businesses and[…]
Read More

Achieving Positive Trainer / Customer Relationships

By Julie I. Fershtman, Esq.Posted on Posted in Farm Insurance, Julie Fershtman, Liability Insurance
What do horse trainers and automobile mechanics have in common? Nothing. Cars can be fixed, but some horses seem virtually impossible to break. Mechanics usually can estimate the time and cost needed to restore a car to good performance, but few horse trainers can estimate how much time it will take to turn a horse[…]
Read More

Is Someone Liable for a Defective Product?

By Julie I. Fershtman, Esq.Posted on Posted in Julie Fershtman, Legal (Miscellaneous)
The fly repellent product on the tack store shelf caught your eye with irresistible promises: “Guaranteed Fly Protection for Horses,” and “100% Safe — Will Not Harm You or Your Horse.” This product, you thought, can’t fail. You bought it and tried it immediately. But fail it did. Just minutes after applying the fly repellent[…]
Read More
Scroll to top